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<br /> 1.�,�-- � • • ADJUSTABLE RATE fiI�ER �2,,,_ 1 u U�b 8
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<br /> ��� I THISADJUSTAYLERATERIDBRbm�d�thl� __��---daYo� -- -. - JaNtu+qr _ .. _ .,IY e7._�,
<br /> :�� r%.1� �nd i�IncorporNM in�o�nd �h+�ll be d�a+n�d �a anN�u!�n�l wppkrn�nt �Mp Mar�pp. UM! uf lrua, �w �.u�Ur II�J I�M� "IwcuNly
<br /> ,,�.�;-..,��.. •r' Instrumenl")of the s�me d��e olven by Ihe rnd�rd�ned I�Iw"But�uv�n"1�u�urt Hurrw�m'�AJ�4NSbM fiW�N��INw"twM�"1 ro�Q�
<br /> - � " FBDIBl�!L SAVINQB i LOAN AYSOCIATION OF QMN�IstANO.NE�11_AdKA pM"la�•'1 ul�M w�� �i wv�riq tlr
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<br /> -� .�,-, ;�N�,a properiY deuribed fn�M Secu�i�y Inurum�a wd loeaud��:
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<br /> w�^�•� �''•` ADDITIONAL COV�NANi'S.In 1ddlUon to IM coven�nU�nd qrwpttnl�tnu�fq IM Swwilly IIwIr11MN1.�Inorw uMl L.�nOK
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<br />_ ��;�,�,+' ' ";e� a A. IN7ERFF�T RAT�AND MONTHLY Ml'M�.NT CHAN4F71 �
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<br /> v`�=�_<L��'•S ' ` The Nae provides ia an initial interw rw of e•0 �h.Secllon �of tflt Nolt�ovWa fur ch�n{a In Ilw IMae�t��te u�d tM _
<br /> _�i;�� monlhlY WYm�nt��as tdbvr�: --
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<br /> , . �. /NTERE'ST/tATE AND MONTNLY PAYM�NT C!/ANU65
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<br />- :'. , • '�•„'���, The interdt rate I will�u+y may ch�n�con�he fir��day of _F�btu�TY..--- - - .IV 9-� _. ,uld on IbN d�y wety
<br />�` �;;� ` r:,.�'�;17}:'• � twelve momhs�hercsiur_Pachda�tanwhtcAmyin�cre��r�tacaWdchmoeliplkd�'•Chan�elHle.'•
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<br /> -`-'� ''�'�. '.•�?.::;;:;:s"•:;i ' Be�inninQwith the fira Chan�r U.�v.my�n���c��r�tc will be based on an lndex The••Index"b�hc y�rkly��cra�e ykW on UnNN Su1a
<br /> ������ � �`��`��y" Trcasury sccu�itiet adjuxtcd�o a rnnxmnt mulurGy of I ycar.w made avaituWe by the Federd Reserve Bwrd.TIk mcxl rcanl b��fl�we
<br /> ����'��°� �� '.. +vsjlabk as of�be date4S days betore ach fbau�te Une is called�he"Cur�ent I edc�." _
<br />'�':��'�,`;, � If the Index b nu lonper ovailabk. �Ae Nae Hulder will chwne a new iqdat wldch i�b�sed u�xm cwn�w�ahlv fnforms�lu�. �M No1�
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<br />-::_��� {,�i,,ryyy,a�., Hokkr wiM Qivemc aaice of�his choia.
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<br /> ;• .�. ' _,; ,.;r(::��:;� Before each CA�nQe Uate,the Note Hddet wfll cakul�te my new intrret rate bY�ddie{ -- - percenty�
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<br /> �`''f.. " �' • i�'y>++:,', p0inls( 3•5 .�'il to�he Currem IndeK�nd raundina to�he neareu 1/olh of IK.subjallu the limfu auted lo�ia�ctloa M1))bdow.
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<br /> ',i. �ti,;, �r, � This�oundM amount will bc my new imereal ra�e until�he next Chan�e Do�r. _
<br />"�;;'t���� ��y'���'� • �'�� � The Nota Holder will then determine�ho wnount uf the momhly paym�nt thot would be sutficicm�o repay fn full the�Inc��nl 1�m �
<br />.�'i, tiy i �.���.. :' upected ro owe on tlu�Chm�e Daie In cubs�an�ially equal pa�•men�s by�he aa�uNty d�le at my new inlercst rota The rault uf tM�cakul��Iw� �°
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<br /> " � • `'��.;;:;..,}!��'��� will be thenew amoum of my monthlY P�Y�t-
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<br /> ,;;1' '��k� , • The ioteresl rate 1 am rcquired �o pay at ihe first Chanae Date will na� I+e �rtatcr �h�n ---1D.�-_� �rr kws IA�n
<br /> ��'{rti�•�'. : ,�. �,' �� ; ,6„Q ���.Thcrcaf�er,my imerdt rate will nevcr bc fnttra,ed or du.r�a.tJ on�ny sinQle t'hanpe Ua►c b>morc�han tW0
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<br /> , , Y,,.,..,r.,, • _ �.�,_trom�he rate oi intcrest!havc Uetn�yiog(ar thc pracJmp�wchc man�hs.The mimmum�mcresl rntc un lhis loan w dl ne�er bt
<br /> �Z; • •' ,. '',:;.:;,." las than_��'..Q---'�and�he mwlmum intenst nte will nevn be�rr+esr�hon_ 12.0 �.
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<br /> ;�:,;��,;`�" �'«. My new interes�rate will become efl'ec�ive on ea�h Chm�e Date.1 will pay�he ameun�uf mv new mun�hly paymrnt be�fnniny on the tlni
<br />-'.i'``%�. ' monlhly payment date after�he Chan4e Da�t until�he amoun�of my monlhly pwyment chanaa aWJn. �-
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<br /> ';-�,y ����y�;.f;�14�_�;'�;_ ; The Note Holder will mall or deliver to me w no�ice before each Chan�e Duu.The mukY wfll advi�e me uf: _�
<br /> � .`,;�y����r�`, '' , (i) the new interest rate on my loan as of the Chanpe Uate; �
<br /> ,f,,j: , �.`x;� { :' :• (ii) lhcomount of my monthly payment followin��he ChanQe Dute; �`
<br /> '''`.S'r�y �?f�t S •• (iii) any addiUonal m�lten whkh Ihe Nae Holder is requircd ro di ncluse;and ' '
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<br /> S•% �r`l:�+!:'�:.n >, (iv) Ihcaddressottheassacio�lonyoucouldrnnla�yrc�rdin�aayqualiansoboulthead�us�mentnohce.
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<br /> i, ������" "" B. CHARG�4;LIENS
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<br /> �!;�;a�,���.t;�� Uniform Covenanl4of Ihe 5ecuriry lnstrumcnt Is artxnded 10 read as fullow.: s
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<br /> �,��}'�; � r � 1. CA�ry{er,l�ea�.Borrower shull puy all tucs,uxe++ment�,and uther rhqr�c�,f1ne�,and fm�xNfonti a�tributablt lo�he Prupeny whkh iury ¢ _,
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<br /> ���`' ' atWin a pdorit over this Securit Instrument,and le�uhnld ymrniti of Bround reatti,fl'an ,in the manner rovided undcr
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<br /> . ':,'j�"':?;:';.i;;�1`"�t.` ' or,ii not paid in such monner,by Borrower mokfng p�yment,whcn due,Jirnt ly�o thc puya ihereuf.Horrower shall prompdy(urni�h 1 enJrr
<br /> c;;;;Cs;;*i;:.�'•":!;,, all nolices oi amounls due under thi�:pnragraph,and in�he r�co� IAttrowrr�hall maAc paymenl dirntly,Burrower shall promMlY tnrnnh w ..
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<br /> •.5,;�,�.,�,,t.,,r . Lender receipts evidencing�uch poymenn. Borrower �hall prumplly du.hrrye�ny Ucn wh�ch hati priority o�e�ihi� Sa�urny In�aumenr, .
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<br /> .:r!;?:::",���,,'' ' however, Borrower shall nut be reyuired w dixhargc unp ,u.h Iirn ,u lun� r+ Ik+rr��wer.lo)yhall agree in wri�my�u�hc p�tn�rm .�t �hr
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<br /> ���, S . oblipalion secured by:uch lien in�he munner acceptAble w I enJer,1h1+hull m Kaxl lmih cun�e�t wch I�en by,ur Jelend a�uml enlur.Ymrnt ul ,
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<br /> ' -'�li��;��;;.�:� ' auch lien in,lagal praceding���hi.h in du�apioinnof Lcndcr u�xra�e w prc�en�threnlnrcrmem of�he hen or lorteiwrc ot Ihr 1 r�q+eny m any
<br /> s;;�'�':«;'`"`• • p�rt�hereof; or(c)shall xture Irom ih�hold�r��f+uch heo•rn ugreemem u��lorm wu+lrtuxy w I enJer wMwdlnnt�nY•wh hru�u�h�.
<br /> '���r;�':.��i�' Security Instrument.
<br /> j��'�';t_— If Lender determin�w Ihut ull ar an>p;u� ��I ihc Pru�wry i,wh�rii 1��u hen v►MJ�muy�uym w priun�r�»e��hh tie.vnq 1 ndiumro�,
<br /> , - ��r�`,��,,, Lender shall give Borrowcr u n�nirr iJenW��nyt,urh lirn.Nurruwcr.hrll.�u-.I�.u.l�hcn ur la{ce u�M ar murc��1'the�►�i��m�ti t�aih rh.��e
<br /> �:.,:: '`..'' witMinlendaysofthepivingofthenutice.
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<br /> ' U. Notice.Ezcept for any noti�Y requvedundcr ap��lic�ble It�w lu he pnrn m unaihc�mpnoer,Irl�m uuuce u�Iw�rruwer�.ru�idnl lur n��hn
<br /> . •�"`'�����,�.. ,.� 5ecurfry Instrument shall begiven by dclWtting i�ur My mofling i�b�•lir�1 rla+�rnWl�a IM�rrawer rt thr Pruperlv AJdre..�n���u.h ul hrv rdJ�e•�
<br /> � ,);�,:;',;;",'•; as Bottower moy deslgnate by nolfce to l mder ati pto��iJeJ hrrrm,unJ Ih►om•nunce w I enJrr�h�ll f+r pnrn 1+� lu.� �lu.+m�d�.�I rndci'.
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<br /> • ' ._.� • addms stated herein or to such uther nddreti u�I cndcr myy dc+ikn,�ic hv mmr e i��H.+r�nwrt.��pru��JrJ hrtrm 4m nu�i.r��n.�iJrJ to� ���ii��.
<br /> . �r` �" ` Secudty Inslrummt shell be deemed tohp�e been y��en lo!k►rrower ur I coJcr when�t��tu m�hc nronacr Jc�iynr�cJ I�crcu�.
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