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~~ <br />n <br /> <br />~~' <br />^h ~ <br />= <br />rn ~ <br />a <br />N ~ <br />~^ 0 ~ _ ~ r \ ~ ~ ~ <br /> <br />~ ~ = <br />~ <br />~., <br />~ <br />"~ ~ <br />-~ ~ <br /> rn y <br />~ ~ H ~~ <br /> ~ _ ~ ~ <br />~ <br />~ ~ (~ <br />~ _ <br />~ ~ <br /> <br /> <br />~' ~ <br />~~ ~, <br /> <br />~ <br />r` ~ <br /> ~ r n o <br />--~^~ <br />/ ~ F--~ cn <br />F--~ <br /> l,~ A <br /> ~ ~ ~ <br /> <br />. _~ _ after Recording Return To: <br />HERITAGE BANK <br />1333 N WEBS RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Numbea^: 02-1151 <br />DEFINITIONS <br />[Space Above This Line Fpr Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding ttte usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 2 3 , 2 0 0 9 ,together <br />with all Riders to this document. <br />(B) "Borrower" is NICHOLAS W MUSTION AND MELANIE L MUSTION, HUSBAND <br />AND WIFE JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA . <br />Lender's address is 13 3 3 N WEBB RD , GRAND ISLAND , NEBRASKA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is T I ERONE SANK <br />1235 N STREET, LINCOLN, NEBRASKA 68508 <br />(E) "Note" means the promissory note signed by Borrower and dated DECEMBER 2 3 , 2 0 0 9 . <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY--FIVE THOUSAND AND <br />00/100 Dollars (U.S. $ 135, 000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than JANUARY 1, 2 0 4 0 <br />OFD "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Caen" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(~ "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />[] Adjustable Rate Rider ~ Planned Unit Development Rider <br />~ Balloon Rider [~ Biweekly Payment Rider <br />~ 1-4 Family Rider ~ Second Home Rider <br />~ Condominium Rider [~ Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DocMaglC 800.649.1362 <br />Form 3028 1 /01 Page 1 of 1 1 www.docmagic.com <br />f~^~ <br />m <br />m <br />v <br />z <br />C <br />Z <br />0 <br />S. SQ <br />Ne3028.datxml <br />