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20looo~2v <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by $orrower and recorded with it. <br />CHRISTOPHER L MA Date FRANCES ELLEN MAY Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was aclmowledged by CHRISTOPHER L MAY and FRANCES ELLEN MAY, <br />before me on December 29, 2009. In witness whereof, I hereu~t set my hand and, if applicable, my official seal. <br />My commission expires: ~~ ~ Z°1, 7.d I L ~ t~ ~ <br />GENERAL~HI KASKIE <br />My Comm. Exp. Dec. 29, 2012 <br />(Official Seal) <br />Hall County, NE <br />Identification Number <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE G$801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />® 2004-2009 Compliance Systems, Iuc. 002D-EOF8 - 2009.12.368 <br />Consumer Real 8state -Security Instrument DL2036 Page 5 of 5 www.compliancesyatetns.com <br />