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201000076 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it- <br />U` <br />ARLEN G HILGENKAMP Date SUSAN M HILGENKAMP Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA ) <br />COUNTY OF HALL ) <br />rt.. <br />The foregoing instrument was acknowledged by ARLEN G HILGENKAMP and SUSAN M HILGENKAM <br />before me on December 14, 2009. In witness whereof, I he o sett m) and , if a plicab , my Icial seal. <br />My commission expires: <br />residing at , <br />Hall County, NE <br />Acting in the County of Hall, NE.. _ <br />GENERAL. NOTARY -State of Nebraska <br />LISA R. MAYER <br />(Official S My Comm. Exp. May 10, 2011 <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />0 2004 -2009 Compliance Systems, Inc. IED2 -17C8 - 2009.07.355 <br />Consumer Real Estate - Security Instrument DL2036 Page 5 or www,compliancesystetns.com <br />