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zao9~oi3s (O) "I't;rladie Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security lnstrument. (l') "R'ESPA" means the Rcal 1~statc Settlemer7t Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C. F, R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RI~SPA" refers to all reyuiremcnts and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not yualify as a "federally related mortgage loan" under RESPA. (Q) rrSpCCCSSAr' 1[r Inter'eSt OF BOt'r'OWCr'" means any party that kras taken title to the Property, whether or oat that party has assumed Borrower's obligations under the Nate and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument arrd the Note. For this purpose, Borrower irrevocably grants and conveys to 'T'rustee, in trust, with power of sale, the following described property located in the county of HALL 1Typa of Recording Jurisdiction) iNamc of Recording .luriuliclion] LOT TWENTY TWO (22), INDIANHEAD SUBDIVISION, IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASTCA. Parcel 1D Number; 400379929 which currently has the address of 3227 PONCA CIR [Street] Grand Island lc'iryJ, Nebraska 68803-6427 [7,ip C'ctdr,] ("Property Address"): 'fOGE'1'Hl::R WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property, All replacements and additions shall also he covered by this Security lnstrument. All c.~f the foregoing is referred to in this Security lnstrur77cnt as the "Property." 130RROWl:R C:'UVENANTS that Borrower is lawfully seised of the estate hereby conveyed and kras the right to grant and convey the Property and that the Property is unencumbered, except for errcumbrarrces of record. Borrower warrants and will defend generally the title to the Property against. all claims and demands, subject to any encumbrances of record. v olloz99s9I Initial -8(NE) toao~~.oz P[~e 3 or 15 Fnl'n'I 3028 7/07