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<br />DEED OF TRUST
<br />35~`~
<br />DEFINITIONS
<br />Words used in multiple sections of this document axe defined below and other words are defined in Sections 3; 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ....................... .12.12.2009 • • , • _ • , , , , , • , , • , , • , , • , • • , , , , ,together
<br />with all Riders to this document.
<br />(B) "$orrower" is FL,OREf~TINP.F,~Sq(1lY~l-.~N.R.41SAA._ESQUIVEL,.HU~~A~U.AN4W1F~... ..................
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BANK OF UONIPHAN . ................................................................. .
<br />..............................................
<br />Lender is a .GQRP4RATIRf~ ................. ......................... . ....................:..........................
<br />organized and existing under
<br />the laws of .THE sTAT>~ DF. N.~QRA$KA .........................................Lender's address is . P 0, BOX 270, DDNIQHA{V, N(, 68$32-pZ7R......
<br />. ...................................................................................................................................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is gANKOFNONIPHAN P.0.60X270.OONIPHAN,N~,6883Z,.._.._..•_.•..•.._..,.,•„.,,,,.„ .........................•.,•.•,.,•..•..•. .
<br />................................
<br />(E) "Note" means the promissory note signed by Borrower and dated ~?:~?-ZRR~ .....................................................The
<br />Note states that Borrower owes Lender ANI=.wIINUR~9.SIXTY.TtIRUSANP.ANO.NDJIRR ...............................................................
<br />.................................................. Dollars (U.S, $ ,160,OD0,00 ......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... p.7.•1Q•2.4t4.....................
<br />........................................................................................................................................................ .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that axe executed by Borrower. I'he following Riders axe to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />® Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .......................
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, stake' and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any, transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated, through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire; transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(rJ) "Periodic Payment" means the regularly scheduled arrwunt due for (i) principal .and interest under the Nate, .plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. X2601 et seq,) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether ox not that party has
<br />assumed Borrower's obligations under the Note and/ox this Security Instrument.
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFQRM INSTRUMENT
<br />Bankers Systems, Inc., St. Cloud, MN Form Mb-1-NE 8!17/2000 ~ f
<br />ret: 1!2001 (page 1 of 7 pager) /~
<br />~ i~a~anii~~~
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