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~~ <br />n ~ <br />r~ cry <br /> <br />c <br />-~ <br />~ ~ ~, <br />m <br /> <br />n = <br />x <br />,. <br />~ <br />~ <br /> <br />r~ <br /> <br />~ <br />~ ~ rv <br />m <br /> A <br />= ~ <br />~~ vs, <br />Q -~-~ <br />a <br />~ . ~ _ ° cry ~, ~ ~, cn <br /> <br />~ - <br /> ~„ ~ ~ -~ <br /> O ~ ~ <br /> ~ <br />^^.i~ ~ ....,_ `. <br /> ° ~ °~' <br />~^.~^ z <br />0 <br />FLAGSTAR BANK <br />5151 CORPORATE DRIVE <br />TROY, MI 4$09$ <br />FINAL DOCUMENTS, MAIL STOP W-531-1 <br />~/~ <br />~r~t ~l`1~~n ~, <br />Accurate Title Qroup <br />16325 Northcross Dr.-Ste#A <br />Huntersvllle, NC 78078 <br />~o~~~ ~3q~Crn~~ <br />V2 WBCD LOAN # 502814204 <br />[Space Abava This Llne For Racording Data] <br />~ s, y d <br />DEED OF TRUST <br />MIN looosz55ozs142o496 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, <br />18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated DECEMBER 2, 2009, together with <br />all Riders to this document. <br />(B)"Borrower"is Christopher V. Rice and Stacia E. Race, husband and wife as joint <br />tenants with right of survivorship.. <br />Borrower is the trustor under this Security Instrument. <br />(C)"Lender"is FLAGSTAR BANK, FSB. <br />Lenderisa FEDERALLY CHARTERED SAVINGS BANK <br />under the laws of UNITED STATES OF AMERICA. <br />5151 CORPORATE DR, TROY, MI 48098-2b39. <br />(D) "1rrUStAA" 15 ACCURATE TITLE GROUP. <br />organized and existing <br />Lender's address is <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MFRS Is the beneficiary under this Security Instrument. <br />MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box <br />2026, Flint, MI 48501-2026, tel. (888) 679-MFRS. <br />(~ "Note" means the promissory note signed by Borrower and dated DECEMBER 2, 2009. The Note <br />states that Borrower owes Lender * * * * * * * * * * oNE HUNDRED SEVEN THOUSAND NINE HUNDRED AND NO/ 100 <br />*,r**************,r************************,r**************** Dollars (U.S. $107,900.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than DECEMBER 1, 2039. <br />NEBRASKA--Single Family--Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 80281/01 Initials s ~~ <br />p 1999-2007 Online Documents, Inc. PagA 1 Of 9 NEEDEED 0705 <br />11-30-2009 15:04 <br />