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~~ '~ Z <br />n ~:~ ~ c~ ~ <br />~ ~ ~I ~ ~ A Z ~~ [~ ~ n tv ~ <br />N~ -~ 1 <br />AO ~~ ~l ~ rn ~ ~ ~ [O ~ <br />y ~~ r`. ~ ~ ~ ~ C <br />U'I ~ ~ M d ~ I-, ~ ~ 1'7"1 <br />Q r ~ ~~ <br />.~ ~ ~ `~ ~, <br />~. <br />. ~-~ <br />(Space Above This Line For Recording Data) <br />LOAN NUMBER: 0160300310 _ <br />.-_. <br />DEED OF TRUST <br />THIS DEIJD OF TRUST ("Security Instrument) is made on December lp, 2009. The grantor is KEVIN D <br />LAHOWETZ and TAMMY LA110WETZ, HUSBAND AND WIFE, whose address is 3023 W 14TH ST, <br />Grand Island, Nebraska 68803-2430 ("Borrower"). Borrower is not necessarily the same as the Person or Persons <br />who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section <br />titled Successors and Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is <br />TierOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The <br />beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and <br />whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). KEVIN D LAHOWETZ <br />and TAMMY LAHOWETZ owe Lender the principal sum of Sixteen Thousand Five Hundred Slxty-one and <br />S5/100 Dollars (U.5. $16,561.55), which is evidenced by the note, consumer loan agreement, or similar writing <br />dated the same date as this Security Instrument (the "Note"), which provides for monthly payments ("Periodic <br />.. <br />Payments ), with the full debt, if not paid earlier, due and payable on December 20, 2014. This Security <br />Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, <br />extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced to protect the <br />security of this Security Instrument under the provisions of the section titled Protection of Lender's Rights in the <br />Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the <br />Note. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and <br />conveys to Trustcc, in trust, with power of sale, the following described property located in the COUNTY of <br />HALL, State of Nebraska: <br />Address: 3023 W 14TH ST, Grand Island, Nebraska 68803-2430 <br />Legal Description: LOT 7, BLOCK. 1, ISLAND ACRES NUMBER 2, AN ADDITION TO THE CITY <br />OF GRAND ISLAND, HALL COUNTY, NEBRASKA .._ <br />Parcel ID/Sidwell Number: 400048388 <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, <br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be <br />covered by this Security Instrument. All of the foregoing is referred to in this Security instrument as the <br />"Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to <br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. <br />Harrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />any encumbrances of record. <br />Borrower and Lender covenant and agree as follows: <br />~ 2004.2009 Compliance Systems, Inc. A917-9FA9 - 2009.0,5,350 <br />Consumer Rcal Fsteta -Security lnsttunxnt b1-2076 Pegs I of R www.complianccsyslems.com <br />