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200909758 <br />- BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />~~.~ v~ <br />VICTORIA L STUTZM Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA ) <br />COUNTY OF HALL ) <br />The foregoing instrument was acknowledged by VICTORIA L STUTZMAN, before me on December 2, 2009. <br />In witness whereof, I hereunto set my hand and, if applica le, fficial se ~ / /0~ <br />My commission expires: 5/10/2011 `~L. ~ <br />CONSUMER LOAN OFFICER residing at A A ER <br />CONSUMER LOAN OFFI R <br />- Hall County, NE <br />Acting in the County of Hall, NE <br />GfNERA<. NOTARY • State o1 Nebraska <br />LISA R. MAYER <br />(Official ~ Comm• ~• May 10, 201'1 <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loau Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />®2DD4-2009 Compliance Systems, loc. 1BD2-BP54.2DD9.D7.355 <br />Consumer Real Estate -Security Instrument DL2D36 Page 3 of 5 www.compliancesystems.com <br />