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<br />~OU9Uy748 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />-Borrower <br />(Seal) <br />-Harrower <br />(Seal) <br />-Harrower <br />~. 11 20 2g09 (Seal) <br />Ge y K. Smith -Borrower <br />11 20 7809 (Seal) <br />Wendy k. SYn.i h -Hazrawer <br />STATE Ol•" NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 20th day of <br />by Gerry K. Smith and Wendy k. Smith, husband and wa.fe <br />~i ill I~NIIN I I NCI III ill I ~ <br />803222171386 0233 181 0 08 <br />VNIP ®~N(NE) (awrl.oi <br />Narary Pub~J ~~~ <br />My Commission Expires: <br />Page 8 of e <br />(Seal) <br />-$orrower <br />,.... (Seal) <br />-Barrowor <br />_ (Seal) <br />-$orrower <br />County ss: <br />Nnvpxtiber 2009 <br />GENERAL N©TARY-State of N~brasra <br />RAE JEANNE BAMESE3ERGER <br />NIY Comm. Exp. • _ ___~ D <br />