|
20O9U97`~G
<br />(C) "Lender" is CitiMortgage, Inc.
<br />Lender is a Corporation
<br />organized and existing under the laws of New York
<br />Lender's address is 1000 Technology Drive, O' Fallon, MO 63368-2240
<br />(D) 'Trustee" is Fidelity National Title Insurance Co.
<br />(E) "HERS" is Mortgage Electronic Registration Systems, hx. HERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary
<br />under this Security Instrument. MF.ILS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 202b, Flint, MI 48501-2026, tel. (888) 679-HERS.
<br />(F) "Note" means the promissory note signed by Bonrower and dated November 20, 2009
<br />The Note states that Borrower owes Leader One Hundred Twelve Thousand Seven Hundred Forty Four
<br />Dollars
<br />(U.S. $ 112,744.OU )Plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Paymerrts and to pay the debt in full not later than December 1, 2039
<br />(G) "Property" means the property that is described below antler the heading 'Tr>rrrsfer of Rights in the
<br />Property ~~
<br />(H) "Loan" means We debt evidenced by the Note, plus interest, arty prepayment charges and late charges
<br />due under the Note, and all sums due under this Security htstnunent, Plus interest.
<br />(I) 'Riders" means all Riders t4 this Security Lrstrrmrent that are executed by Borrower. The following
<br />Riders are bu be executed by Borrower [check box as applicable]:
<br />0 Adjustable Rate Rider 0 Condominium Rider [] Second Home Rider
<br />[] Balloon hider ~ Phuercd Unit UevelopmerR hider ~ 111 Family Rider
<br />OX VA Rider [] Biweekly Payment Rider OX Others) [specify]
<br />Schedule "A"
<br />(T) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordirmnces and administrative nrle<s and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opirriorr.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, ass~smeuLs and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means arry transfer of furxls, oWcr than a hrar>saction originated by
<br />check, draft, or similar paper instnunerrt, which is initiated through an electronic terminal, telephonic
<br />instnmrerrt, computer, or magnetic tape so as to order, instruct, or autlx-rize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of-sale >i~sfers, automated teller
<br />machine trnnsactiom, tr~ar>sfers initiated by telephone, wire transfers, and automated clearirrghonse
<br />transfers.
<br />(M) "Escrow Items" means those items that are descebed in Section 3.
<br />(N) 'Miscellaneous Proceeds means any comper-sation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insunmce proceeds paid under the coverxlges described in Section 5) for: (i)
<br />damalge to, or destruction of, the Property; (ii) corrrlenmation or older taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepreser~ations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />001120991870 CitiMortgage 3.2.27.13 V5
<br />NEBRASKA -Single Fatuity - Fannle Mae/Freddle Mac UNIFOtiM INSTRUMENT TH M
<br />-eA(Nq loaio) Page z a is iMnais~ Form 9028 1101
<br />
|