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<br />18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this section 18, "Interest in the
<br />Property" means any legal or beneficial interest in the Property, including, but not limited ta, those beneficial interests transferred in
<br />a bond Tar deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by
<br />Borrower at a future date to a purchaser.
<br />If all ar any part of the Property or any Interest in the Property is sold or transferred (or 'rf Borrower is not a natural person and a
<br />beneficial interest in Borrower is sold ar transferred} without Lender's prior written consent, Lender may require immediate payment
<br />in full of all sums secured by this Security Instrument, However, this option shall not be exercised by Lender if such exercise is
<br />prohibited by Applicable Law.
<br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less
<br />than 30 days from the date the notice is given in accordance with Section t5 within which Borrower must pay all sums secured by
<br />this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies
<br />permitted by this Security Instrument without further notice or demand on Borrower.
<br />19. Borrower's Right to Reinstate After Acceleration, if Borrower meets certain conditions, Borrower shall have the
<br />right to have enforcement of this Security Instrument discontinued at any time pprior to the earliest of: (a) five days before sale of the
<br />Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify
<br />for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security instrument. Those conditions
<br />are that Borrower (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no
<br />acoeleration had occurred; (b) cures any default of any other covenants or agreements; (c} pays all expenses incurred in enforcing
<br />this Security Instrument, including, but not limited to, reasonable attorneys' fees, property ms action and valuation fees, and other
<br />fees incurred forth®purpose of protecting Lender's interest in the Property and rights under this Securlt Instrument; and (d) takes
<br />such action as Lender may reasonably require to assure that Lender's interest rn the Property andyrights under this Security
<br />Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may
<br />require that Borrower pay such reinstatement sums and expenses in one or more of the following Perms, as selected by Lender: (a)
<br />cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn
<br />upon an institution whose deposits are insured by a federal agency, instrumentality orentity; or (d) Electronic Funds Transfer, Upnn
<br />reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no accleratlon
<br />had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer~ Notice of Grievance. The Note or a partial interest in the Note (together
<br />with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the
<br />entity (known as the "Loan ervicer") that collects Periodic Payments due under the Note and this Security Instrument and performs
<br />other mortgage loan servicing obligations under the Nate, this Security Instrument, and Applicable Law. There also might be one or
<br />more changes of the Loan Servitor unrelated to a sale of the Note. If there is a change of the Loan Servitor, Borrower will be given
<br />written notice of the change which will state the name and address of the new Loan Servitor, the address to which payments should
<br />be made and any other Information RESPA requires in connection With a notice of transfer of servicing. If the Note is sold and
<br />thereafter the Loan is serviced by a Loan Servitor other than the purchaser of the Note, the mortgage loan servicing obligations to
<br />Borrower will remain with the Loan Servitor or be transferred to a successor Laan Servitor and are not assumed by the Note
<br />purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower oar Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the
<br />member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party
<br />has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower ar Lender has notified the
<br />other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other
<br />party hereto a reasonable period after the giving of such Halite to take corrective action. If Applicable Law provides a time period
<br />which must elapse before certain action can be taken, that time period wilE be deemed to be reasonable for purposes of this
<br />Paragraph. The notice of acceleration and oQportunity to cure given to Borrower pursuant to Section 22 and the notice of
<br />acceleration given to Harrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action
<br />provisions of this Section 20.
<br />21, Hazardous Substances. As used in this Section 2t: (a) "Hazardous Substances" are those substances defined a5
<br />toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other
<br />flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or
<br />formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property
<br />is located that relate to health, safety nr environmental protection; (c) "Environmental Cleanup" includes any response action,
<br />remedial action, or removal action, as defined in Environmental Law; and (d} an "Environmental Condition" means a condition that
<br />Han cause, contribute to, or otherwise trigger an Environmental Gleanup,
<br />Borrower shall oat cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten
<br />to release an Hazardous Substances, on or In the Property. Borrower shall not dv oar allow anyone else to do, anything affecting
<br />the Property (ya) that is in violation of any Environmental Law, (b) which creates an environmental Condition, ar (c) which, due to the
<br />presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The
<br />preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous
<br />Substanoes that are generally recognized tv be appropriate to normal residential uses and to maintenance of the Property (including,
<br />but not limited to, hazardous substances In consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or oth®r action by any
<br />govemmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of
<br />which Borrower has actual knowledge, (b) any Environmental Condition, including but not Iimfted tv, any spilling, leaking, discharge,
<br />release or threat of release of any Hazardous Substance, and (c) any condition caused by the pr®sence, use nr release of a
<br />Hazardous Substance which adversely affects the value of the Property, If Borrower looms, or is notified by any governmental or
<br />regulatory authority, or any private party, that any removal or ether remediation of any Hazardous Substance affecting the Property is
<br />necessary, Borrower shall prompptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall
<br />create any obligation on Lender 1vr an Environmental Cleanup.
<br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows;
<br />22. Acceleration; Remedies.. Lender shall give notice to Borrower prior to acceleration following
<br />Borrower`s breach of any covenant or agreement In this Security Instrument (but not prior to acceleration under
<br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action
<br />required to cure the default; (c) a date, not less than 30 days from the date the notice Is given to Harrower, by
<br />which the default must b® cured; and (d) that failure to cure the default an or before the date specified in the
<br />notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The
<br />notice shall further inform Borrower of th® right to reinstate after acceleration and the right to bring a court
<br />NE6RASKA~ingle Family-Fennle MedFreddle Mac UNIFORM B7A7EMENT Form 3n281/Ot (pogo 8 017 pages)
<br />9u2S NC OOT d1/o1 P66 ~ ~
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