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2oo~o9ssg <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />~i l~~ <br />TONYA R APPEL Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by TONYA R APPEL, before me on November 30, 2009. In <br />witness whereof, I hereunto et my hand and, if applicable, my o_ fficial seal. <br />My cottutussa,on exptres: _ __ ~~-, ~~ ~ ~ z- °~ ` <br />residing at <br />C+E1F IERAI. NOTARY - State of Nebraska <br />CHRIS L. KASKIE <br />INtr Comm. exp. Dec. 29, 2012 <br />(Official Seal) <br />Hall County, NE <br />Acting in the County of Hall, NE <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE b8801 <br />®2004-2009 Compliance Systems, Inc. 1 Bp2-390A - 2009.07.355 <br />Cpaswner Real Estate -Security Instrument DL2036 Pagc 3 of 5 www.compliancesystems.com <br />