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<br /> NOTICE OF DEFAULT
<br />T0: EUBEi~E M. KGSMICs'CI
<br />1219 Sylvan Street, SlJ
<br />Grand Island, NE 68801 ~~
<br />DOREEN S. KOSMICKI a/k/a DOREEN HARMS
<br />1307 W. Division Street,
<br />Grand Island, NE 6$801
<br />You are hereby given Notice of Default under a Deed of Trust
<br />executed by DOREEN S. KOSMICKI a/k/a DOREEN HARMES, a married
<br />person, and EUGENE M. KOSMICKI, her husband, dated January 14,
<br />2004, and recorded January 26, 2004, as Document No. 0200400725 in
<br />the Office of the Register of Deeds of Hall County, Nebraska; said
<br />Deed of Trust securing the following property:
<br />LOT FIVE (5) IN O'NEILL SUBDIVISION, BEING A SUBDIVISION
<br />OF A PART OF BLOCK THREE (3), PLEASANT HONE SUBDIVISION,
<br />CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA, more commonly
<br />known as 1219 S. Sylvan Street, Grand Island, Nebraska
<br />68801
<br />said Deed of Trust being in favor of Five Points Bank, a Nebraska
<br />Banking Corporation,. Trustez and Beneficiary under said Deed of
<br />Trust.
<br />Said default under the terms of said above Deed of Trust
<br />has occurred by virtue of nonpayment of the payments as they
<br />became due and payable under an Extension and Modification
<br />Agreement, No. 780341, of a previous Promissory Note dated August
<br />5, 2008, in a .remaining sum of NINE THOUSAND FOUR HUNDRED SEVENTY
<br />FOUR DOLLARS and FIFTY SEVEN CENTS ($9,474.57), together with
<br />interest, payable in monthly installments of Twa Hundred Fifty
<br />Dollars ($250.00).. with. the first payment due August 20, 2008, and
<br />a like payment on the same day of each month thereafter until
<br />maturity on July 10, 2009, when all ..remaining principal and
<br />interest is due.' There is now due the principal balance of Eight
<br />Thousand Eight Hundred Eighty Three Dollars and Six Cents
<br />($8,883.06), together with interest of Four Hundred One Dollars
<br />and Fifty Eight Cents ($401.58), for a total due of NINE THOUSAND
<br />SIX HUNDRED SIXTY EIGHT DOLLARS and SEVENTY THREE CENTS
<br />($9,668.73), together with late charges of Three Hundred Eighty
<br />Four Dollars and Nine Cents ($384.09) and per diem interest
<br />accruing at the rate of $2.15 per diem.
<br />Trustors are hereby liable to Trustee, Five Points Bank,
<br />for all fees and costs associated with this default and recovery
<br />pursuant to Nebraska Statute §76-1012.
<br />By virtue of said default, Trustee, Five Points Bank, has
<br />determined to sell or cause to be sold the trust property to
<br />satisfy the obligations referred to above.
<br />The default may' be cure
<br />filing of this- Notice, and the
<br />may be thereby reinstated as
<br />1:012.
<br />d within thirty (30) days of the
<br />obligations of the Deed of Trust
<br />provided in Nebraska Statute §76-
<br />DATED: December 3, 2009.
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