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~oooooso~ (C) "Lender" is WELLS FARGO BANK, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of THE UNITED STATES Lender's address is P • 0 • BOX 11701, NEWARK, NJ 071014701 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is WELLS FARG() FINANCIAL NAIL BNK C/O SPEC. SERV., PO BOX 31557, BILLINGS, >vIT 59107 . (~) "Note" means the promissory note signed by Borrower and dated NOVENIDER 2 5 , 2 0 0 9 . The Note states that Borrower owes Lender THIRTY THOUSAND AND 00/100 Dollars (U. S. $ "" * * * * 3 0 , 0 0 0.0 0 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 01, 2 0 2 5 (~ "Property" means the property flier is described below under the heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidernced by tine Note, plus interest, any prepayment charges and late charges due under tlne Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security lnstrunnent that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable: ^ Adjustable Rate Rider ~ Condominium Rider ^ Second Home Rider Balloon Rider 0 Planned Unit Development Rider ~ 1-4 1~amily Rider 0 VA Rider 0 Biweekly Payment Rider ~ Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances acrd administrative rules and orders (that have dne effect of law) as well as all applicable #inal, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assesstnetats and other charges that are imposed on Borrower or tine Property by a condominium association, homeowners association or similar organization. (K) "Electronic Fonds Transfer" means any transfer of funds, other than a transaction. originated by check, draft, or similar paper instrument, which is itutiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such tenln includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers inlitiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than. insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of con.detnnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default nn, the Loan. NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ~; r/'~ ~-6INE) (0811) Page 2 of 15 inieiaig: ~= -lam' Form 3028 1101