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<br />DEED OF TRUST
<br />DEFINI'T'IONS
<br />r
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................11,-?5-?009 • , , • , • . , • , , . , , . , , , , , , , , , , , , , , , together
<br />with all Riders to this document.
<br />(B) "Borrower" is Kenneth W: 5h911i`.~gd l4~ncY.~•.$h~itz, Ml1S4A)~D AND VyIFE , • . , , , . • , .. ...........................
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Iaender" is BQNK.D[.QONIPMAN,,,,
<br />...................
<br />Lender is a .Gotgoration .........................:.......:.......................:...............................:.... organized and existing under
<br />the laws of ahe st~t9.4f N.ehraska ........:.....:.:.......:.....................Lender's address is . P. ~. 9Ax.?7P, UQNIP.yA[d,,NE, :68832; 02,70, , , , , ,
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is TIERdNE~ANK P,D.,BOX83D09_LINCOLN:NE 685D1 •,,,,,,,,,,,,,,,,,,,,,,,,,,,, ,,,,,,,,,,,,,,,,,,,,,,,,,,, ,
<br />.............................
<br />(E) "Note" means the promissory note signed by Borrower and dated 1,?•25.20Q9,, , , , , , , , , , , , , , , , , , , , , , , , , , , ,,,,,,,,,,,,, , ,,,,,,, , , , , 'The
<br />Note states that Borrower owes Lender vna.bundrud.ninexY.tu~P.thousand.aod,oat.t.40 ..................................................................
<br />........ ........................ Dollars (U . S. $ .? 92,000.00, , , , , , _ . , . , , . , , .. _ .. , ,) plus interest. Borrower has promised to
<br />.................. .
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................12.0.1; 2A24.....................
<br />(k') "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all, sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed. by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ galloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .......................
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(I) "Applicable I,aw" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Troperty by a condominium association, homeowners associatian or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3,
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, ox destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of. condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(U) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.. _
<br />_. _ _
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing- regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation ox
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether ox not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />Form 3028 9101
<br />NEBRASKA-Single family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ~ IIIIIIII~IIIIIIIIIIIIIII'IIIIIIIIII
<br />Bankers Systems, Inc., St. Cloud, MN Fvrrn MD-t-NE B/1 7/20DU ~ ~,~®
<br />rat: 1 /2001 (page I of 7 pages) -~`~l-°i/~ J B 2 A 0
<br />,~ n.
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