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<br /> (Space Above'I'his Line h'or K ecording Data)
<br /> LOAN NUMBER: 0160300294 ~]
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<br /> DEED OF TRUS'S' l ~
<br />1'HlS 17EEI7 OF TRUST ("Security Instrument") is made on December 1, 2009. The grantor is l)Ai.F A
<br />HARDERS and MARGARET A HARDERS, F/K/A MARGARET A, KNEPPER, HUSBAND AND WIFE,
<br />whose address is 1608 N HANCUCK AVE, Grand island, Nebraska 68803 ("Borrower"). Borrower is not
<br />necessarily the same as the Person or Persons who sign the Note, The obligations of Borrowers who did not sign
<br />the Note are explained further in the section titled Successors and Assigns Bound; Joint and Several Liability;
<br />Accommodation Signers. The trustee is TierOne Sank whose address is 1235 'N' St / P.O. Box 83009, Lincoln,
<br />Nebraska 68501 ("Trustee"). The beneficiary is TierOne Bank, which is organized and existing under the laws of
<br />the United States of America and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501
<br />("Lender"). i)AIaE A HARDERS and. MARGARET A HARDk;RS owe Lender the principal sum of Seventy-
<br />nine Thousand Five Hundred Fifteen and 00/lOQ Dollars (U.S. $79,515.00), which is evidenced by the note,
<br />consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which
<br />provides for monthly payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable on
<br />March 31, 2010. This Security lnstrument secures to Lender; (a) the repayment of the debt evidenced by the Note,
<br />with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lendar's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. hor this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the CUUN'1'Y of HALL, State of Nebraska;
<br />Address: 1608 N IIANCUCK AVE, Grand Island, Nebraska 68803
<br />Legal Description: THE EASTERLY 59.35 FEET OF LOT b, IN BLUCK 6, IN WFSTF.RHOFF'S
<br />FIRST SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL CUI1N'i'Y, NLBRASKA,
<br />EXCEPT THE SOUTHERLY 30 FEET DEEDED TO THE CITY OF GRAND ISLAND, HAi.L
<br />COUNTY, NEBRASKA.
<br />Parcel lI7/Sidwell Number: 400113147
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property, All replacements and additions shall also be
<br />covered by this Security lnstrument. All of the foregoing is referred to in this Security lnstrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right io
<br />grant and convey the Properly and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />2004-20U9 Compliance Systems, Inc. A417.7C:4U ~~ 2UUY.05,35U
<br />Consumer Real Estatr -Security Instrunwnr ^L2U3b Pugc I of R www~uomplinnccsyyrcm.v.unm
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