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~oosus44~ 9. Prptection pf I,cnder's Interest in the Prpperty and Rights Under this Security Instrument. If (a) Harrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might sigtUficantly affcc:t Lender's interest in the Property and/or rights under this Security Instrument (such. as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws ar regulatiaus), or (c) Borrower has abandoned the; Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this 5c~curity htstxutltent, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums scc:ured by a lien which has p,rior.ity over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fetes to protect its interest in the Property and/or .rights under this Security Instrtunent, including its secured position in a bankruptcy proceeding. Securing the Property includes, bu.t is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned an or off. Although Lender tnay take action under this Section 9, Lender doers not: have Co do so and is not under any duty or obligation to do s~. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Scetittn 9. Any amounts disbtu'sed by Lender under this Section 9 shall become additional debt of I3orrowcr secured by this Security Instrument. These atnouttts shall bear interest. at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If thts Security .lnstrument is on a leasehold, Borrower shall comply with all the; previsions of the lease. If Borrower acquires fee title to the Prpperty, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making ehc Loan, Bo,rrawer shall pay the prctrtiutns required to maintain the Mortgage Insurance .in effect. If, for any reason, t}te Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Horrower shall pay the pretniutns required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cast substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer sclt~cteci by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately dc~ignated payments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as anon-refundable loss reserve in lieu of Mortgage Insurance. Such. Toss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be .required. to pay Horrower any interest or cartungs on such lass reserve. Lender can no )anger require loss reserve payments if Mortgage Insurance coverage (in the amount and for the periacl that Lcndcr .requires) provided by an Insurer selected by Lender again becota~es available, is obtained, and Lender .requires separately designated payments toward the premiums fo.r Mortgage Insurance. If .Lender required Mortgage Insurance as a condition of making the Lawn and Borrower was required to make separately designated payments toward the pretniutns for Mortgage Insurance, Horrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide anon-refundable loss reserve, until Lender's .requirement for Mortgage Insurance ends in accordance wish any written agreement between Borrower and Leander providing for such termination or until termination is re:quirc~l by Applicable Law. Nothing in this Section 10 affc~ts Borrower's obligation to pay interest at the rate providexl in the Note. Mortgage Insurance reimburses Lender (or any entity that. purchases the Notre) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from tltne to time, and tray enter into agreements with other parties that share ox modify their risk, or reduce losses. These agreements arc on terms and conditions that are satisfactory to the mortgage: insurer and the other party (or parties) to these agreements. These agreements tray require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). 8800745200 880074520p NEBRASKA -Single Family -Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH~M R~S (~-bA(NL)toeioi PageBof 15 inluais: Form 3U28 1l07