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24UUU9447 Harrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against eni~~rcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enfarcen-tetu of the lien while those proceedings are pending, but Only until such proceedings arc concludcxi; or (c) secures from the holder of the lien an agreement satisfactory to Lender s~l.tbordinating the lien to this Security Instrtanent. If Lender determines that airy part of the Property is subject to a lien which can attain priarity aver this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 clays of the dace on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may re~cluire Harrower to pay none-time charge far a real estate tax verification and/or reporting service used by Lender in connection with this Laan. 5. Property insurance. Borrower shall keep the improvements now existing or hereafter erected ou the I'ropcrty insured against loss by tire, hazards included within the term "extended coverage," and any other lia?arcls including, but not limited to, earthquakes and floods, for which .Lender requires .insurance. This insurance shall be maintained in the atrtounts (including deductible levels) and far the periods that Lender requires. What Lender requires pursuant W the prc~eding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lcneier's right to disapprove Eorrower's choice, which right shall not be exercised unreasonably. Lender Inay .require Iiarrawcr to pay, in connection with this Loan, either: (a) a one-time charge for flaacl rant; determination, certification and tracking services; or (b) a ont=-time charge for flcx~d wne determ.inat.ion and cert.iticatian services and stibsequcnt charges each tune retnappings or similar changes occur which reasonably might affect such determination or certification. Harrower shall also be responsible for the payment of any fees imposed by the Federa] Emergency Management Agency in connection with the review of any flood zone determination resulting from an abjcc:tion by Borrower. If Borrower fails to maintain any of the coverages describui above, Lender may obtain insurance coverage, at .Lender's option and Borrower's expense..Lender .is under no obl.igat.ian to purchase ai,y particular type or amount of caverage. Therefore, such coverage shall cover Lender, but might or nvght not protect Borrower, Bo.rrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage; than was previously in effect. Borrower acknowledges that the cos[ of the insurance coverage sa obtained might significantly exceed the cast of insurance that .Bo.rrower cpuld have obtained. Any amounts disbursed by Lender under this Section S shall becotrte additional debt of Borrower se~curcd by this Security Instrutxient. These ainot[nts shall bear interest at the Note rate from the date of disbursement and shall be; payable, with such interest, upon notice Pram Lender to Harrower requesting payment. All insurance palicies rcxluired by Lender anti renewals of such palicies shall be subjF:c:t to Lender's right to disapprove such policies, shall include a standard mortgage clause, acid shall naive Lender as mortgagee and/or as an additional loss payee. Lender shall have the right Co hold the palicies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all .receipts of paid pretniuta~.s and renewal notices. If Borrower obtains any form of insurance caverage, nat. otherwise required by Lender, for damage to, or destniction of, the .Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Harrower shall give prompt Halite to the insurance carrier and .Lender..Lender may make p.raof of loss if not made promptly by Borrower. Unless Lender ancI Horrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible anti Lender's s~urity is Hat le~ssenecl. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the 88D0745200 8800745200 NEBRASKA -Single Family -Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH~RS -BANE}ioetol Page6o115 Inillais: ~ Form 3028 7107