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<br />(C) "bender" is Hank of the West, a California agate batxt,king corp.
<br />Lender is a corporation
<br />organized and existing under the laws of The State of California
<br />Lender's address is 135D5 California St, NB-l:7BP-LL-P, Omaha, NE 68154
<br />(If)'TrUStee" is Bank of the West, a Cala.farn,ia state banking corp.
<br />(E) "MF,RS" is Mortgage Electronic Kegistration 5ysterns, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender anti Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized. and existing under the laws of Delaware, and has a<Y
<br />address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (8$8) 679-MERS.
<br />(F)'Tiote" means the promissory note signed by Borrower and dated November lo, 2009
<br />The Note states that Borrower owes Lender Fifty Two Thousand And zero/1DD
<br />Dollars
<br />(U. S. $ 52 , 0 0 p . o D )plus interest. Borrawe~r has promised to pay this debt .in regular Periodic
<br />Payments anti to pay the debt in full not later than December D1, 2D24
<br />(G) 'Property" [Weans tlae property that is described below under the heading "Transfer of Kights in the
<br />Property. "
<br />(H) ".Loan" rneans the debt evidenced by the Note, pitLS interest, any prepayment charges and late charges
<br />clue; under the Note, and ali suntis due under this Security Instrument, plus interest.
<br />(.I) "Riders" [Weans all .Kiders to this Sc~urity Instnnnent that are executed by Borrower. The following
<br />Riders are to be excx:utcxl by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Scx;ond I°~oma; Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ 1-4 F:unily Rider
<br />^ VA Rider ^ Biweekly Payment .Klde:r ^ Other(s) [specify]
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(K) "Community Association .Dues, Fees, attd Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Burrower or the Property by a condonuniutn association, homeowners
<br />association. or s.invlar organization.
<br />(L) 'electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, wlucla is .initiated through an clcc:tronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, insntitct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-o£--sale traaSfers, automated teller
<br />machine n•ansactions, transfers initiated by telephone, wire transfers, and au.totnatecl clearinghouse
<br />transfers.
<br />(M) "Escrow Iterns" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other tlxan .insurance proceeds paid under the coverages described in Section S) Co.r: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(O) "Mortgage Insurance" means instuance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />8$007452DD 88D0745200
<br />NEBRASKA, -Single Family -Fannie Mae/Freddie Mac UNIFQRM INSTRUMENT WITH MERS
<br />-6AiNE)(os~ol Page2of15 INUaIs: ~~ Fnrm31128 1107
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