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~~ ~rcr c ~ ~ i~j. <br />t~r+ <br />r., <br />~ <br />~~ <br />~ <br />~ r.~-y <br />~ <br />c <br />~ <br />' <br />m <br />~ii~ n Z <br />~ ~ <br />-I c <br />7 <br />tv ~~ = N ~ ~ ~ ~ ~ ~' v <br />~ ~~ ~ `, ca -~ rn <br /> , <br />~, c, <br />CO ~~ C~ <br />~ S rTr ~ V7 <br />.p <br />m ~ ~ <br />rn <br />~ ~ <br />"-i7 <br />~ <br />~ ~ <br />o~ ~ <br />07 ter, ~ ( ~ cry ~ ~ CL~ <br /> <br />~ <br />W <br />~ ~ <br />-~ tTt <br /> CJ'1 ~... `~ t~ <br />~~r `, r1? to ~ Z <br />ter, ~ 0 <br /> [Space Above This Line For Retarding Data] <br />-- 3SS° <br /> DEED OF TRUST <br />DEFINITIQNS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. <br />Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated N 0 V E M B E R 3 0 . 2 0 0 4 ,together with all Riders to this <br />document. <br />(B)"Borrower"is CHLOE M AGUILAR. A SINGLE PERSDN <br />.Borrower is the trustor un er t is ecurity Instrument. <br />(C)"Lender"is PLATTE VALLEY STATE BANK & TRUST CO Lenderisa <br />organised and existing under the laws of <br />1V F A.gAS_K A Lender's address is <br />. Len er is t e ene iciary under <br />this Security n~rument. <br />(D)"Trustee"is FIRST NATIONAL BANK OF OMAHA <br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 3 0 , 2 0 0 9 The Nate states that <br />Borrower owes Lender ONE HUNDRED SIXTY SEVEN THOU SIXTY AND <br />oars ) plus interest. <br />Borrower has promise to pay t is e t in regu ar eriodic ayments and to pay the debt in not ater t an <br />DECEMBER 1. 2039 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and fate charges due under the Note, and <br />all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by <br />Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider <br />^ Balloon Rider ^ Planned Unit development Rider ^ Other(s) [specify] <br />^ 1-4 Family Rider ^ Biweekly Payment Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative <br />rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper <br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, <br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale <br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third parry <br />((other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; <br />(ii condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations <br />o , or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(O) "Periodic Pa)finent" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, <br />RRegulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related <br />mortgage loan" under RESPA. <br />(Q) "Successor In Interest of Borrower" means any party that has taken title to the Property, whether or not that parry has <br />assumed Borrowers obligations under the Note and/or this Security Instrument. <br />AFTER RECORDING RETURN TO: <br />PLATTE VALLEY STATE BANK & TRUST CO <br />MORTGAGE LOAN DEPARTMENT <br />2223 SECOND AVE <br />KEARNEY. NE 68847 <br />NEBRASKA-Singk Famlry-FannN Mae/Freddb Mnc UNIFORM INSTpuMENt <br />3028 NE DOT 1/01 PG7 <br />Farm 9028 1/01 (page 1 bf 7 pages) <br />