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~.~ ~;, ~.,. ~;:~? ~v n :~' rn to ~^ n ~ ~ o ~ ~ ; ~ ~~ m ~ ~~ G~ ` ~~ ~ ~ ~ ' ~ ~ "te ~ ~ _ (,: ~ ~= i - r o [~ b ~, ~ ~ r+~i '"r7 te'- ~ C~ ~ _ ;~ ~ v' ~ r r-- ~ c.o 37 C ~ ~.~ ~ ~ ,erx c a ~ e~ m - - "~ U' w O [Space Above This Line for Recording Data] State of Nebraska DEED OF TRUST FHA Case No. 321-2804369-703 ~ THIS DEED OF TR UST ("Security Instrument") is made on November 25th 2009 The trustor is Justin M Kemp , a single person _ ("Borrower"). The trustee is TierOne Sank ("Trustee"). The beneficiary is Pinnacle Bank which is organized and existing under the laws of the State of Nebraska ,and whose address is 210E 23rd St PO Box 1585 Columbus, NE 68601 ("Lender"). Borrower owes Lender the principal sum of One Hundred Thirteen Thousand Ei ht Hundred Ninety Ei ht and 00/100 Dollars (U.S. $113,898.00 ). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which. provides for monthly payments, with the full debt, if not paid earlier, due and payable on December Ol, 2039 This Security instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power' of sale, the following described property located in Hall County, Nebraska: Lots Ten (10) and Twelve (12), Block Fourteen (l4), in University Place, an Addition to the City of Grand Island, Hall County, Nebraska. which has the address of211S N Sheridan Avenue Grand Island _ Nebraska 68803-1928 [City] [7.ip Code] 1Strcet] ("Property Address"); TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and. fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property". BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed. and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and well defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. 1101.CV (11!07) a3oo101695 Page 1 of5 GOTO(0o23c37d)