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200909312 <br />$Y SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br /> . (Seal) <br /> Kenneth W, ROSS -Borrower <br /> ~c~r..~~ C~ • ~- <br /> (Seal) <br /> Patricia A. ROSS -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />STATE OF NEBRASKA, Hall county ss: <br />The foregoing instrument was acknowledged before me this 11th day of Npvember, 2009 <br />by KENNETH W, ROSS AND PATRICIA A, ROSS, HUSBAND AND WIFE, AS JOINT TENANTS WITH <br />RIGHT OF SURVIVORSHIP, AND NOT AS TENANTS IN COMMON <br />~RAL1~1lr~hl~af~~ <br />ELAINE L. STEINBECK <br />My comm. gyp. ~. ~ a~a <br />Notary Public \ w 1 <br />My Commission Expires: ~ ~/ ~ ~'~~ <br />1004NNE 000687316189 11/09/2009 02:35pm <br />VMP®~N(N~ (ono~l,oi Pag®8 0~ a <br />