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<br />DEED OF TRUST
<br />lll;hINITIONS
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<br />Words used in multiple sect.ious of this document arc defined below and other words are defined in Sections 3, 11, 13, 18, 2(1
<br />and 21. ('ert.aiu rules regarding the usage of words used in this doculneut are also provided in Section 1(i.
<br />(A) "Security Instrument" Ineans this document, which is dated ....................... ] 1,-,19~200L3.. „ . , , , , , ..... , .... , - - ..... , together
<br />with all Riders to this document.
<br />(B) "$orrower" is Jacob J, Wissinyr. i4 5{ngle.Person ..............................................................................................
<br />Borrower is the Cruslor uuder this Security instrument
<br />• Herita a Bank
<br />(C) "Lender" Is .. - .... g ................................. .
<br />L~euder is a .GQrpR(~hRn .......................... . . . . . . ............................................................ organized and existing under
<br />the laws of .1he.state of. Nehraski7 ...........................................Leader's address is .1,10 East,9th Street, P,Q,.Ba~-487,.-,,.-.
<br />Wood. Rlyerr. N~. fi8883 .............................................................................................................................
<br />Louder is the hencliciary uuder this Security instrument.
<br />(D) "Trustee" is Heritage. Bank. ,1.10. E..9th Street PO Boz 487 Wood River NE .68883 .............
<br />. .. ................. r...
<br />........................................ .
<br />(E) "Note" means the promissory note signed by T3orrowcr and dated 1,1.19.20Q9 , , , , , , ,,,,, , , , , , , , , , , , , , ,, , , , , , ,, •
<br />................ . 1'hc
<br />Note stales that Borrower owes Lcndcr S1Xty. fiue.thousand and-npl 1.Q0 ........................................................ . . . . ............ .
<br />.................................................. Dollars (iJ.S. $ 65,000.00......................) plus interest.. Borrower ]tas protlliscd to
<br />pay this debt. in regular Periodic Payments and to pay the debt iit full uol Later than ....................l.l•.Q 1: 2Q 1.~....................
<br />........................................................................................................................................................ .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" rneans the debt evidenced by the Note, plus interest, any prepayment charges and late charges due uuder the Nose,
<br />and all scans due under this Security Instrument, plus interest.
<br />(A) "Riders" menus all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by l~orrawer check box as applicable]:
<br />^ Ad,justable Rate Rider ^ Condorniniutxt Rider ^ Second Hon7e Rider
<br />^ Balloon Rider ^ Planned i.Jnit. Developlneut Rider ^ Ulher(s) [specify] .......................
<br />^ 1-~ 1'arnily Rider ^ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />adrlliuistrativc rules and orders (that have the effect of Law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" rneans all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electrogic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper inslrurlleut, which is initiated through an electronic tcrrttinal, telephonic insl.rumeul, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit au acatunl. Such t.ertn includes, but is not litnited lo,
<br />point-af-sale transfers, aulomat.ed teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described iu Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement., award of damages, or proceeds paid by any third pa.rt.y
<br />(other titan insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Properly; (ii) condemnation or other taking of all or any part. of the Property; (iii) conveyance in lieu of coudernnation; or (iv)
<br />rnisrepreseulalious of, or omissions as lo, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance prntecttng Louder against the nonpayment of, or default on, the Luau.
<br />(()) "Periodic Payment" rneans the regularly scheduled amount due for (i) principal and interest. under the Note, plus (ii) any
<br />amounts under Section 3 of Ibis Security instrument.
<br />(P) "RESPA" means the heal Istate Settlement Procedures Act (12 11.5.(.,. X2601 el seq.) and its unplemenling regulation,
<br />Regulation X (24 ('.l'.R. Part 3500), as they might he arrtended from time to time, or any additional or successor Legislation or
<br />regula.t.ion that. governs the SlrrIle Sllb.leCt r]]atteC. AS rased Itt this Security lnst.run7ent, "1t~,SPA" refers to all requirements and
<br />reslrict.ions that arc irttposcd in regard to a "federally related mortgage loan" even if the Loan does not. quality as a "federally
<br />related mortgage loan" under RI:SPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has liken title to the Property, whether or not. that party has
<br />a.ssutned Borrower's obligations under the Note and/or this Security lusirumeut.
<br />NEBRASKA-~-Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Bankers Systems, Inc., St. Cloud, MN Form MD-1-NE 6/17/2000
<br />ref: I120p1 (p(<,(e 1 n~7pages)
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