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200909227 <br />SOlb9b918 <br />(a) all terms and provisions of the Note and Security Instrument (if any) providing for, implementing, <br />or relating to, any change or adjustment in the rate of interest payable under the Note; and <br />(b) all terms and provisions of any adjustable rate rider, or other instrument or document that is affixed <br />to, wholly or partially incorporated into, or is part of, the Note or Security Instrument and that contains any such <br />terms and provisions as those referred to in (a) above, <br />5. If the Borrower has, since inception of this loan but prior to this Agreement, received a discharge in a <br />Chapter 7 bankruptcy, and there having been no valid reaffirmation of the underlying debt, by entering into <br />this Agreement, the Lender is not attempting to re-establish any personal liability for the underlying debt. <br />6. Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole <br />or in part of the Note and Security Instrument. Except as otherwise specifically provided in this Agreement, the <br />Nate and Security Instrument will remain unchanged, and Borrower and Lender will be bound by, and comply <br />with, all of the terms and provisions thereof, as amended by this Agreement. <br />t <br />>~P ~..~ <br />KADHIM G. AL-EBADI -Borrower <br /> <br />HEATHER D AL-EBADI -Borrower <br />t3orrower <br />-Borrower <br />NK, FSB <br />i <br />ame: Ltn a M. Krasicky <br />Its: First Vice President <br />HUD MERS Modification Agreement <br />FAND# r•IUi7MERSMOD-3 Rev. 06-06-06 <br />ti <br />-Lettdi <br />/ ,, ~y+,1i Y9i i711Ji0 <br /> <br />Page 3 of 4 ^-i yc• <br /> .~ ~; ~ + !~ <br />'~'1 <br />, ~ <br />' <br />r <br /> i~ <br />S <br />~ <br />~ <br /> °? .... <br />, <br /> ~~~~ <br />`r,f`~ <br /> , <br />'~4i1fY1;1+~~ <br />