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<br />ISpace Above This Line For Recording Dotal
<br />DEED OF TRUST ~
<br />DEFINITIONS ~~
<br />Words used in multiple sections of this docuul,;nt are defined he;low and other words are defined in Sections 3, I1, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrurent" means this document, which is dated ...................... . . ~. ):1 ~•~009 . , .. , , , , , , , , , , , .. , , ... _ .... , together
<br />with all Riders to this document.
<br />(B) "Borrower" is JOHN. A..THOMAS,. A SINCr.I,~.P~.~$ON............ ....................... . . ......... . ........ . .... . .........................
<br />Borrower is the truster under this Security lnstrumcnt.
<br />....
<br />(C) "Leader" is .PINNACLE, BANK„AURORA,... ...............................................................................................
<br />bender is a .CnRP.Qfip 1.IgN ..... . ............... . ......... . .... . . ......................... . ... . .. . . . . . . .. . .. . ....... organized and existing under
<br />the laws of . r.HI=.SY9Y~.OF. NEI)RASKA .. . ... . ... . .......................... Lender's address is . 1,3,4,4 S]'f~~~T,. ('.0., BOX 229,,AUlil]RA, ..
<br />N~..~8$)~ ..............................................................................................................................................
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is PINNACLE BANK, 1234 L STREET AURORA,.NE .68818 .............. . .. . .. . ................... . . .............................. .
<br />(E) "Nate" means the promissory note signed by Borrower and dated 1.1:? ~: ~On9 ... . .... . ......................................... .The
<br />Note states that Borrower (awes Lender SIxT.Y..TH.QUSANP..ANA.N.QlIQ.4 ............. . .. . ... . ... . .. . . ............................................
<br />~ o.oo ,)
<br />.................................................. Dollars (U.S. ..p,pn...,..,...........,...,... plus interest. Borrower has promised to
<br />pay this debt in regular Periodic I)ayrnents and to pay the debt in full not later than ......................~2:05:2R1~...................
<br />(F) "Property" means the property that is descrihed below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security lnstrumcnt, plus interest.
<br />(l'~ "Riders" nr~ans all hiders to this Security instrurncnl that are executed by Borrower, The following Riders are to be
<br />executed by Borrower check box as applicahle~.
<br />^ Adjustable Rate Rider ^ (:'ondominiunt hider ^ Second llome Kider
<br />^ Balloon Rider ^ I'lanncd l.lnit Development Rider ^ Other(s) [specify .......................
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the ePCect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(.T) "Community Association, Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar argaaiLation.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument., which is initiated through an electronic terminal, telephonic. instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorise a financial institution to debit Or credit an account. Such term includes, but is not limited to,
<br />point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Ttems" means those items that arc described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages descrihed in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations nl', or omissions as to, the value and/or condition of the Property.
<br />(I~ "Mortgage, Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan,
<br />(O) "Periodic Payment" means the regularly scheduled amUUat due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 I.J. S, (.. §26Q1 et seq.) and its implementing regulation,
<br />Regulation X (24 C:'.I~. R. I)arl 35(x)), as they might he amended from Ume to tone, or any additional or successor legislation ar
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RF,SPA" refers to all requirements and
<br />restrictions that are: imposed in regard to a "federally related mortgage loan" oven if the Loan does not qualify as a "federally
<br />related mortgage Ivan" under IZI~;SI)A.
<br />(Q) "Successor in L>tterest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Nate and/or this Security Instl'Um(rnl.
<br />Form 3~2$ 7I01
<br />NEBRASKA-Single Family--Fannie Mae(t~reddie Mac UNIFORM INSTRUMENT IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
<br />BankersSyatams, Inc., 5t. Cloud, MN Form M~~ 1NFr a/17I200D ~~
<br />ref: 112001 (/xige 1 of 7 pages) J B 2 A 0
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