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~009o9o3s <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />RICHARD A NECKER Date <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by RICHARD A NECKER, and GWENDOLYN K NECKER, <br />before me on ~ f - ~ , 2009. In witness whereof, reunt set my hand and, if applicable, my official seal. <br />My commission expires: S/10/2011 <br />CONSUMER LOAN OFFICER residing at M ER / <br />CONSUMER LOAN OFFf R <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />GENERAL NOTAR'f - 5tata of Nebraska <br />USA t~. MAYE:I~ <br />~ My Comm. Exp. Nlay t o, 2011 <br />(Official S <br />Hall County, NE <br />Acting in the County of Hall, NE <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />®2004-2009 Compliance Systems, Inc. 1 BD2-EDDF - 2009.07.333 <br />Consumer Real Estate -Security Instrument DL20J6 Page 3 of 3 <br />www. campliancesys tems.com <br />INDIVIDUAL ACKNOWLEDGMENT <br />