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~ ~ .. <br />zoo9osooi <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Ri er xecuted by Borrower and recorded with it. <br />/l oY a9 <br />STEPHEN W SCHMITT Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA ) <br />COUNTY OF HALL ) <br />The foregoing instrument was acknowledged by STEPHEN W SCHMITT, before me on November 4, 2009. In <br />witness whereof, l hereunto set my hand and, if applicable, my official seal. <br />My commission expires: ~C-~~ ~, ~ ~ Z ~ ~ ~ /~C ~-a-/~*-~-~ <br />residing at , <br />C,~IERAt. NOTARY - State of Nebraska <br />t.HRi3 l.. KASKIE: <br />NlyComm. Exp. Dec. 29, z01z <br />(Offiicial Seal) <br />Hall County, NE <br />Acting in the County of Hall, NE <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />~ 2004-2009 Compliance Systems, inc. 1BD2-8C8E - 2009.07.355 <br />Consume Real Estate - Security Instrument DL2036 Page 6 of 6 www.complimccsystems.com <br />