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2oo9og99i <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />/ ~~ ~ (Seal) <br />- orrower <br />Mark A. Smith <br />(Sign Original Only) <br />001121031917 CitiMortgage 3.2.27.13 V4 <br />NEBRASKA -Single Family -Fannie Mae/Freddle Mac UNIFORM INSTRUMBJT WITH M9i.S <br />~$A(NE) (oai0) Page 74 of 15 Fbm1 3028 1/01 <br />