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200908983 (P) "Periodic Payment" means the regularly scheduled amount due for (r) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (Q) 'RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESFA. (R) 'Successor in Interest of Borrower" means any party that has taken title to the Froperty, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS 1N THE PROPERTY The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall [Type of Recording Jurisdiction] [Name of Recording jurisdiction] LOT ONE (1) IN CAPITAL HEIGHTS EIGHTH SU'HDIVISION IN THE NORTHWEST QUARTER (NW1/4) OF SECTION TWO (2) TOWNSHIP ELEVEN (11) NORTH, RANGE TEN (10) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA. BEING THE SAME PROPERTY CONVEYED TO LARRY C. GLAZIER AND CHERYL A. GLAZIER, AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP BY DEED FROM ARNOLD L. AND LAURA J. THURLOW, HUSBAND AND WIFE, EACH IN HIS AND HER qWN RIGHT AND AS SPOUSE OF EACH OTHER RECORDED 02/28/1978 IN DEED HOOK 78 PAGE 001096, IN THE REGISTER'S OFFICE OF HALL COUNTY, NEBRASKA. Farcel ID Number: 400154560 which currently has the address of 42 63 UTAH AVENUE [Street] Grand Island [city] ,Nebraska 6$803-1002 [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Froperty." Borrower understands and agrees that MERS holds only legal title to the interest granted by Borrawer in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right; to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. 6850200056 (~~y(~ ~/j ~{ 909254845 Initigls: ~ U~f -6A(NE)~oaor~.oi P~]e3 of 15 Form 3028 1101