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~... <br />~~ <br />~~ '"~ <br /> <br />fv <br />~ = n <br />~~ ~ ~ <br />~ ^rl~.~ n <br />~ .~ '~'` ~ <br /> <br />~~ d"~1 <br />~ w„;7 <br />~~ <br />~.~.~ ~ <br />~i <br />fter Recording Return To: <br />-~iERITAGE BANK <br />315 W. 60TH STREET, SUI TE <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: 07-1219 <br /> ~ <br /> _ "' c:~ m <br /> <br /> _ <br />~ <br />~ ~ `~ ~ '~ <br />~~ <br />C <br />n <br />~ m c r <br />-~ ~' G ~1 <br />z <br /> <br />~ <br />7C ~, <br /> <br />° ` <br /> <br />cry <br />~ -n <br />-~ ~ <br />C"~ o <br /> <br />y <br /> c.cy <br /> <br /> ~ ~ ~ a' <br /> <br />cn <br /> <br />~ <br />cn <br />~ <br />C70 ~ <br />} <br />/ ?~ "''~ ~ <br /> <br /> c~ an rn <br /> d fJ> <br /> <br /> O <br />100 <br />~~~,~b <br />DEFINITIONS <br />[Space Above This Line For Recording Data) <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 6 , 2 0 0 9 ,together <br />with all Riders to this document. <br />(B) "Borrower" is NATHAN A. BRABEC AND MTRANDA K. BRABEC JOINT <br />TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA CORPORATTON organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 315 W. 60TH STREET, SUITE 100, KEARNEY, NEBRASKA <br />58847 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is T I ERONE BANK <br />1?.O. BOX 83009, LINCOLN, NEBRASKA 68501 <br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 6 , 2 0 0 9 . <br />The Note states that Borrower owes Lender TWO HUNDRED FORTY- FOUR THOUSAND <br />EIGHT HUNDRED AND 0 0/ 10 0 Dollars (U. S. $ 2 4 4, 8 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than DECEMBER 1, 2 0 3 9 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I~ "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />[] Adjustable Rate Rider ~ Planned Unit Development Rider <br />~ Balloon Rider ~ Biweekly Payment Rider <br />~ 1-4 Family Rider ~ Second Home Rider <br />~ Condominium Rider ~ Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DocMagic ~ soo-s4s-~ssz <br />Form 3028 1 /01 Page 1 of 1 1 www.dacmagic.com <br />,vfto MVO <br />Ne3028.dotxml <br />