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200908841 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />(Seal) <br />ONALD L SCHMID -Borrower <br />(Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-9orrower <br />NEBRASKA -Single Far~ilY~Eannie Mae/F~c~l~~llac UNIFORM INSTRUMENT <br />-BANE) Iosi it LY2 7.4 Page 14 of 15 Form 3Q2$ 1/01 <br />m <br />