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.~. <br />~` <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />~` (Seal) <br />MlChelle L etlik -Borrower <br />~/~ (Seal) <br />Je S ik -Borrower <br />[Space Below This Line For Acknowled®ment~ <br />STATE OF NEBRASKA, Hall <br />County ss: <br />On this 30 th day of October 30. 2009 ,before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Michelle L Setlik and Jeffery D Setlik, Wife and Husband <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: <br />ar . Jaros' -Notary Puaiic <br />GENERAL NOTARY -State of Nebraska <br />~ EDWARD J.JAROSIK <br />My Comm. .Oct. 11, 2011 <br />(Seal) <br />-Borcower <br />(Seal) <br />-Borrower <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3028 4102 Page 13 of 13 <br />