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~ l ~ _ o C7 U~ _"Z...1 wn~ ~ -Cj _ I ~ ~ n V=~ ~ cca C~ ~ ~ ~ ~~ .~ O h1' 11 ... ~ = n p R ~ ~ ~ ~ rn a fD ~~ ~ ~ C, ~ q . W ~ T L~ C/? B Q _~ _C. ~ r ~ ~ ., C ~~ b ~ ~ ~ A F--a ~ -•J ~ m p4 O N (Space Above This Line For Recording Data) LOAN NUMBER: 0166017939 (PREAUTHORIZED (OPEN END) CREDIT -FUTURE ADVANCES ARE SECURED BY THIS DEED OF TRUST) THIS DEED OF TRUST ("Security Instrument") is made on October 30, 2009. The grantor is CYNTHLA M MCCARVILLE, A SINGLE PERSON, whose address is 1017 N HOWARD AVE, Grand Island, Nebraska 68803 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Contract. The obligations of Borrowers who did not sign the Contract are explained :further in the section titled Successors and Assigns Bonnd; Joint and Several Liability; Accommodation Signers. The trustee is TlerOne Bank whose address is 1235 'N' St / P.O. Box 83009, Lincoln, Nebraska 68501 ("Trustee"). The beneficiary is TierOne Bank, which is organized and existing under the laws of the United States of America and whose address is 1235 'N' St / PO Box 83009, Lincoln, Nebraska 68501 ("Lender"). CYNTHIA M MCCARVILLE has entered into a Eqnity -Line of Credit ("Contract") with Lender as of October 30, 2009, under the terms of which Borrower may, from time to time, obtain advances not to exceed, at any time, a ***MAXIMUM PRINCIPAL AMOUNT (EXCLUDING PROTECTIVE ADVANCES)*** of Seventy-two Thousand and 00/100 Dollars (U.S. $72,000.00) ("Credit Limit"). Any party interested in the details related to Lender's continuing obligation to make advances to Borrower is advised to consult directly with Lender. If not paid earlier, the sums owing under Borrower's Contract with Lender will be due and payable on November 25, 2014. This Security Instrument secures to Lcndcr: (a) the repayment of the debt under the Contract, with interest, including future advances, and all renewals, extensions and modifications of the Contract; (b) the payment of all other sums, with interest, advanced to protect the security of this Security instrument under the provisions of the section titled Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Contract. For this purpose, Borrower, in consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY of HALL, State of Nebraska: Address: 1017-1019 N HOWARD AVE, Grand Island, Nebraska 68803 Legal Description: LOT 6 IN BLOCK 16 IN WEST PARK ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA AND A TRACT OF LAND 33 FEET IN WIDTH BY 132 FEET IN LENGTH, FORMERLY BEING PART OF WEST 11TH STREET OF THE CITY OF GRAND ISLAND, NEBRASKA, VACATED BY THE CITY OF GRAND ISLAND BY ORDINANCE N0.3584 Parcel ID/Sidwell Number: 400118882 TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be dd 2004.2009 Compliance Systems, Inc. A917-EEBF - 2009.05.750 Consumer Rcal Estate - Secwky inswment DL2036 Pegs I vT7 www.cnmplianccsystcros.wm