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200908684 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />-$orrower <br />_ (Seal) <br />-Bcnrrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Aurrower <br />0110299236 <br />` (Seal) <br />EPH M CRICK -Bc~-rower <br />-6(NE) ~oao~~.o2 Pia ~a or 15 Form 3028 1/01 <br />