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200908643
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10/29/2009 2:56:42 PM
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10/29/2009 2:56:41 PM
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200908643
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Irn = <br /> ~ Q ~ ~ <br /> <br />n z <br />v <br /> <br />~ <br />~ <br />m <br />m ~ ~" a ~' ~ <br />~ ~' ~` ~ ° o <br />m „~.~ n rn ~ ~ rv ~, -,-, ~ a <br /> <br />~ m '-~ A rza ~j V] <br />P <br />© ~ ~ r ~ <br />~ ~7 <br />G7U <br />( <br />wrr~ <br />~ <br />(~ <br />f-`' <br />~ C <br />~r~ C~ .1 ~ -.~ ~ <br /> <br /> <br /> after Recording Return To; <br /> HERITAGE BANK <br /> 1333 N WEBB RD ~, DO <br /> GRAND ISLAND, NEBRASKA 68803 ~ <br /> Loan Number: 02-109`7 <br /> [Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 19 , 2 0 0 9 ,together <br />with all Riders to this document. <br />(B) "Borrower" is BRENDA E BOURNE AND DOUGLAS E BOURNE , WIFE AND <br />HUSBAND AS JOINT TENANTS JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 13 3 3 N WEBB RD , GRAND ISLAND , NEBRASKA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TTERONE BANK <br />1235 N STREET, LINCOLN, NEBRASKA 68508 <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 19 , 2 0 0 9 . <br />The Note states that Borrower owes Lender ONE HUNDRED TEN THOUSAND AND 0 0 / 10 0 <br />Dollars (U.S. $ 110 , 0 0 0 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2024 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I~ "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />~ Adjustable Rate Rider ~ Planned Unit Development Rider <br />~ Balloon Rider ~ Biweekly Payment Rider <br />[~ 1-4 Family Rider [] Second Home Rider <br />~ Condominium Rider ~ Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1 /01 Pago 1 of t t <br />Ne3028.dot.xml <br />DOCMdgIC 800-649-9382 <br />www.docmagic.com <br />a~ ~ <br />
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