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<br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to
<br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security
<br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it.
<br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee far reconveying the
<br />Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is
<br />permitted under Applicable Law.
<br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to
<br />any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded.
<br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon
<br />Trustee herein and by Applicable Law.
<br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address
<br />which is the Property Address.
<br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument
<br />and in any Rider executed by Borrower and recorded with it.
<br />~..p1(~!Y~Q....~i.. .~lrn,,~.~ ~ .."............ Seal
<br />UARLENE L, PENNER -Borrower
<br />...................................................................... (Seal)
<br />-Borrower
<br />[Space Below This Line For Acknowledgment]
<br />STATE OF NEBRASKA
<br />County of .................. HAMILTON
<br />..............................
<br />The foregoing instrument was acknowledged before me this .?o;19;zo09,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
<br />...................................(date) by QAR~EN!~L,P~,NN~R,.A.SI~~.~~P.~RSRN.......................................................................
<br />. nam ers e
<br />............................................................................. ............. on acknowle g )
<br />My Commission expires:
<br />Notary Public
<br />~~~~~
<br />~~~pp'1!
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />bankers Systems, Inc., St. Cloud, MN Form MD-1-NE 811712000 Form 3028 1 /01 (page 7 of 7/u~Xer)
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