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~ <br />_ ...y <br />~ <br />c ~ m <br />z <br /> <br />~ <br />c <br />~ c~ i <br />- <br />m <br /> Z n= ~ ~ ~ <br />z -~ rw ao <br /> <br />- <br />rn nn <br />~ <br />~ ~ ~ <br />` ~ <br />W-,r ,~ rn <br />~ ° <br />~ m <br />a <br />~ a <br /> <br />~ ~ '~ s ~ ~ ~ z` <br /> ~ ~ 3 ~ <br />~~ ~ ~~ ~ <br /> <br /> ~ " ~ m <br /> <br /> `...~' ~ ~ <br /> ~' ~ «, z <br /> o <br />,fter Recording Return To: <br />HERITAGE BANK PO ~~ 3.t.9 <br />1101 12TH STREET <br />AURORA, NEBRASKA 6881$-0329 <br />Loan Number: 01-1199 <br />s~j 5 U <br />DEFINITIONS <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated OCTOBER 14 , 2 0 0 9 ,together <br />with all Riders to this document. <br />(B) "Borrower" is KEVIN JOE RAINFORTH AND LORI GWEN RAINFORTH HUSBAND <br />AND WIFE AS JOINT TENANTS WITH RIGHT OF SURVIVORSHIP <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA . <br />Lender's address is 1101 12TH STREET , AURORA, NEBRASKA 6 8 818 - 0 3 2 9 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee"is TIERONE BANK P.O. BOX 83009 LINCOLN, NE 6856-3009 <br />(E) "Note" means the promissory note signed by Borrower and dated OCTOBER 14 , 2 0 0 9 <br />The Note states that Borrower owes Lender TWO HUNDRED THIRTY -EIGHT THOUSAND <br />AND 00/100 Dollars (U.S. $ 238, 000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than NOVEMBER 1, 2 0 2 4 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ^ Planned Unit Development Rider <br />^ Balloon Rider ^ Biweekly Payment Rider <br />^ 1-4 Family Rider ^ Second Home Rider <br />^ Condominium Rider ^ Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NE6RASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 302$ 1 /01 Page 1 of 1 1 <br />Nc3028.dot.xml <br />DocMagic~ eoo-sas•issz <br />www.docmagic.com <br />~" 14~ <br />