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<br /> DEED 4F TRUST
<br />D1/FINI'1'IUNS
<br />Words used in multiple sections of this document are defined below and other words are defiaed in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in. this document are also provided in Section 16.
<br />(A) "Security Tnstrnment" means this doctuneni, which is dated ....................... ] l] :Q~: X009............................ , together
<br />with all Riders to this document.
<br />(B) "Borrower" is Laura. E., Rojas Castillo, and.Gerardo. Castillos Husband ara~,~l~ljfe .............................................. . . . ..............
<br />................................................................
<br />Borrower is the trust.or under ibis Security Instrument
<br />(C) "Lender" is .Heritage Bank,,,,,,,,,,,,,,,,,,,,,,,,,,
<br />Lender is a .Gprp.4rati4n ........................................................................... . ................ organized and existing under
<br />the laws of .tha. ~tgte af. ~lebraska . ...... . . . . . ...............................Leader's address is .1.10 East.9th Street, P;0; .Box 48.7, . _ .... .
<br />Wood, River,. NE, 68883 ............ . .................................................................................................................. .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Heritage,Bank_.1.10.E..9th Streets PO Box.487.Wood.Rjver,.NE.68883 ...................................................... .
<br />(E) "Note" tateans the promissory note signed by iorrower and dated 1.0.02-~0Q9 . .. . .......................................... . . . . 'L'he
<br />Note states that Borrower owes i_,cnder thirteen th4usand.tu~t4.bundred.fift.V. six. and.~G1.10A ...................................................
<br />.................................................. Dollars (U.S. $ .13,256:66......................) plus interest. Borrower has prorniscd to
<br />pay this debt iu regular Yerictdic Payments and t.o pay Lhe debt is full. not. later than .................... ] Q-.Q 1.-ZQ.l3................... .
<br />(F) "Property" meaus I.he property that is described below under the heading "Transfer of Rights in sloe F'roperry,"
<br />(G) "Loan" meaus t.hc debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />a.nd all sums due under this Security Instrtment, plus interest.
<br />(H) "Riders" meaus all Riders tb this Security Iustrutxtcrit that are executed by Borrower. 'i'hc following Kiders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned lJnit 1]cveloprnent Rider © Other(s) [specify] .......................
<br />^ 1-4 family Rider ^ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (tlaat have the effect. of law) as well as all applicable final, non_appealable judicial opinions.
<br />(.I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />unposed on Borrower or the I'ropcrty by a condomiuiutn association, hotncowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, iusl.ruct, or authorize a hnauctal ius[itution to debit or credit. an account. Such term includes, but. is not. lunited to,
<br />point-of-sale transfers, automated teller machine transactions, (rausfers initiated by telephone, wire transfers, and auto.~nated
<br />clearinghouse tratsfers.
<br />(L) "Escrow Items" means those items that are described in Section 3,
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Secliou 5) for: (i) damage to, or destruction of, Lhe
<br />Properly; (ii) condemnation or other taking of ail or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Louder against the nonpayment. of, or default nn, the Luau.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of [his Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement. Procedures Act. (12 iJ.S.C. §2601 et soy.) a.ud its implementing regulation,
<br />Regulation X (24 C.F.R. fart 3500), as they might he amended from torte to time, or any additional or successor legislation or
<br />regulation t.hai governs the same subject matter. As used in this Security lnst.rument, "RT;SPA" refers to all requirements and
<br />restrictions that. a.re iunposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESYA.
<br />(Q) "Successor in Interest of Borrower" means any party that. has taken. title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security instrument..
<br />Form 3028 7/07
<br />NEBRASKA-Single Family-Fannie Mae(Freddie Mac UNIFORM INSTRUMENT IIIIIIIIIIIIII~II~~III~ ~~ I~~I
<br />Bankers Systems, Inc., St. Claud, MN Farm Mb-1-NE 8/17/2000 ~ )
<br />ref: 1 zoo 1 (lHrgr. ! of 7 pnges) ~-J ` J B 2 A D
<br />'Y~` " i t~ 3 r /~ ~ y d
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