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2oo9ogii~ <br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security <br />Instrument. MFRS is organized and existing under the laws of Delaware, and has an address and telephone <br />number of P.O. Box 2026, Flint, Ml 48501-202b, tel. (888) 679-MFRS. <br />(F) "Note" means the promissory note signed by Borrower and dated September 25, 2009. The Note states <br />that Harrower owes Lender Eighty Four Thousand Three Hundred Twenty Seven and 00/IOOths Dollars (U.S. <br />$84,327.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt <br />in full not later than October 1, 2039. <br />(G) "Property" means the property that is described. below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Horrower [check box as applicable]: <br />® Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider <br />^ Balloon Rider ^ Planned Unit Development Rider ^ Biweekly Payment Rider <br />^ 1-4 Family Rider ^ Revocable Trust Rider ® VA Rider <br />^ Other(s) [specify] <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(K) "Community Assaeiation Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners association or <br />similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, <br />or magnetic tape so as to order, instruct, or authorize a fmancial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of--sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, <br />or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance <br />in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />Nebraska Deed ofTrust-Single Family-Fannie Mae/Freddie Mac Unitorm Instrument ~ Form 3028 1101 <br />VA MFRS Modified <br />The Compliance Source, Inc. Page 2 of 14 Modified by Compliance Source 64301NE 08/00 Rev. 04108 <br />www.compliancesource.com ®2000, The Compliance Source, Inc. <br />II VIII VIII Ilill VIII VIII VIII ~IIII IIII' III <br />