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2409U8ii3 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br />` ~ _.~.. ~ (Seal) <br />J A LAUTENSCHLAGER -BorrOW er <br />(Seal) <br />-Borrower <br />.~ (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />~. (Seal) <br />-Borrower <br />.~ (Seal) <br />-Borrower <br />230615 <br />MULTISTATE ADJUSTABLE RATE RIDER -ARM 5-2 Fannie Mae 4-2/5-2/6-2 ARM <br />Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3111 1/01 <br />VMP ® VMR822R (0804) <br />. Wolters Kluwer Financial Services- _ _ Initials: Pag~.4.of 4 ... .. . <br />.9 <br />ALISHA N LAUTENSCHLAGER -B rower <br />