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20090099 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />-Borrower <br />STATE OF NEBRASKA, <br />[Space Below This Line For Acknowledgment] <br />Hall <br />County ss: <br />On this 1st day of October 1.2009 ,before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Bret A Baxter and Debra A Baxter, Husband and Wife <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: T <br />GENERAL NOTARY-State of Nehraska ward J. Jarosi -Notary Public <br />EDWARl7 J. JARC]SIK <br />My Comm. Exp. Oct.17, 2Q11 <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281101 <br />Laser Forms Inc. (800) 4as-3555 <br />LFI #FNMA3028 4/02 Page 13 of 13 <br />