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<br /> <br /> <br /> 2009®8®34 <br /> <br /> <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> Witnesses: <br /> <br /> <br /> Aw~~ P • (Seal) <br /> Norman R. Krolikowski -Borrower <br /> <br /> VJWV ' (r )1~ (Seal) <br /> Sandra M. Krolikowski -Borrower <br /> <br /> <br /> (Seal) <br /> -Borrower <br /> <br /> (Seal) <br /> -Borrower <br /> <br /> [Space Below This Line For Acknowledgment] <br /> STATE OF NEBRASKA, Hall County ss: <br /> On this 26 th day of September 26. 2009 , before me, the undersigned, a Notary Public <br /> duly commissioned and qualified for said county, personally came <br /> Norman R. Krolikowski and Sandra M. Krolikowski, f/k/a Sandra M. Jorgensen, Husband and Wife <br /> <br /> <br /> to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br /> acknowledged the execution thereof to be his/her/their voluntary act and deed. <br /> Witness my hand and notarial seal at Grand Island, NE <br /> in said county, the date aforesaid. <br /> My Commission expires: ZO 13 <br /> <br /> ~ cElroy -Notary Public <br /> MK NOTARY - Stale of Nebraska <br /> QEVRA MCELROY <br /> Mp Cemm. EqL k4 25, 2013 <br /> <br /> <br /> <br /> <br /> <br /> <br /> <br /> NEBRASKA- Single Family - Fannie Mae/FreddieMae UNIFORM INSTRUMENT <br /> Form 3028 1/01 <br /> Laser Forms Inc. (800) 446-3555 <br /> LFI #FNMA3028 4/02 Page 13 of 13 <br />