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~~ <br />~~ <br /> F <br /> °+~1i <br />~ <br /> . <br /> <br />_ <br />•~~ <br />~ <br />n ~ ~ ~ _ <br /> <br />Z <br />~ <br />~~ <br /> <br />`~ <br />m <br />~~ wrc~ <br />.;i" = ~ <br />V <br />>t ~ <br />'" ~ ~n <br />~ -~ CU 1'7'7 <br />~ 6 <br />7i ~ N V ~ ~ <br />~ <br />~ ~ ""~ ~ _ ~ ~ `~ G7 ~ d <br />r~ <br />~ ~ <br />~w^1R <br />, <br />~ c <br />C7 ~1 <br />C.7 <br />~ <br />~~.~ Cwg ~ C.f7 ~t ~ <br />C.Ca i[/) <br /> - <br />~ ~ ,"9 ~ ~ CrJ Q <br /> '~"'~ C.' ~ r <br />r"' 2~ QD <br />~ ~.,.~ <br /> <br />" <br />~ <br />~ <br />Q <br />~ <br />rrr~ 9 <br />a ~ <br />~~ <br />~ A <br />~ ... C..7 rr'1 <br /> w cn s <br />- <br />- - er, Z <br /> O <br /> [Space Above This Line For Recording Data] <br /> Loan No: 09-Ofi4967 <br /> DEED OF TRUST <br />~~N <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 1$, 24 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 15. <br />(A) "Security Instrument" means this document, which is dated September 26, 2009 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Norman R. Krolikowski and Sandra M. Krolikowski, f/k/a Sandra M. Jorgensen, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />TierOne Bank <br />P.O. Box 83009 <br />Lincoln, NE 68501 <br />(E) "Note" means the promissory note signed by Borrower and dated September 26, 2009 <br />The Note states that Borrower owes Lender <br />Two Hundred FiftySix Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 256,000.00 )plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than October 1, 2039 <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1101 <br />Laser Forms Inc. (800) 4483555 <br />LFI#FNMA3028 4/02 Pagel of 13 InIt1815: <br />