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~~.. <br />.~~.. <br />~~ <br />~~ ~ ~ ~ m <br />.rl~ ~,,~ <br />~~ <br />N ~~r ~°r°9 ~ d ~~ a ~ ~ ~ <br />© 7~L. ~ r-o-~ ~ --t <br />~~ ~'~ ~ ~ ~ A G'k~ ~ <br />.~ <br />~ W <br />- - _ -~-+ rr fti7 O <br />[Space Above This Llne For Recording Data] `-' _ <br />Loan No: 101224945 0' <br />DEED OF TRUST ~ <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />] 1, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated September 28, 2009 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Daniel E Novinski and Carole J Novinski, Husband and Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska • <br />Lender's address is 2009 N. biers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 68$02 <br />(E) "Note" means the promissory note signed by Borrower and dated September 28, 2009 <br />The Note states that Borrower owes Lender <br />Four Hundred Seventeen Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 417,000.00 )plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than November 1, 2024 <br />NEBRASKA- Single Family -Fannie Mae/FreddieMac UNIFQRM INSTRUMENT <br />Form 3028 1101 /l/,'~r^\'~ <br />Laser Forms Inc. (8a0) 446-3555 ~1 <br />LFI#FNMA3028 4102 Pagel of 13 Initlal5: <br />