|
N
<br />A
<br />(D
<br />0 ~
<br />~ ~
<br />(D ~
<br />~ ~
<br />~4~
<br />~0
<br />~ ~M
<br />c ~
<br />ti ~
<br />~~
<br />a r
<br />4
<br />N
<br />..
<br />.~
<br />\~
<br />Z
<br />m\
<br />4~ ~ z
<br />n
<br />lam!
<br />v
<br />N
<br />N
<br />n ~n
<br />~ ~~
<br />rn ~-
<br />G)
<br />C~ 4`
<br />~~
<br />C7
<br />rrt
<br />r'+~
<br />~, ~,
<br />c U --1
<br />~ ~ ~
<br />~~
<br />--a ~ c~
<br />F--~
<br />"L1
<br />F--~
<br />-rl
<br />~ "Y'1
<br />~t
<br />~ rn
<br />~ ~
<br />r" :1G2
<br />r- ~
<br />A
<br />E/5
<br />LOAN NUMBER: 0100612202
<br />(Space Above This Line Ppr E;ecnrding Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on September 18, 2009. The grantor is TIMOTHY E
<br />TABER and MONICA L TASER, HUSBAND AND WIPE, whose address is 421 RENEE RD, Doniphan,
<br />Nebraska 68832 ("Borrower"). Borrower is not necessarily the same as the Person or Persons who sign the Note.
<br />The obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br />Attorney whose address is P.O. Bax 79p, Grand Island, Nebraska 68802 ("Trustee"). The beneficiary is Home
<br />Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />("Lender"). TIMOTHY E TABER and MONICA L TABER owe Lender the principal sum of Fourteen
<br />Thousand Ninety-seven and 50/100 Dollars (U.S. $14,097.50), which is evidenced by the note, consumer loan
<br />agreement, or similar writing dated the same date as this Security Instrument (the "Note"), which provides for
<br />periodic. payments ("Periodic Fayments"), with the full debt, if not paid earlier, due and payable on September
<br />24, 2013. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 421 RENEE RD, Doniphan, Nebraska 68832
<br />Legal Description: LOT FIFTY-FIVE (55), AMICK ACRES WEST SUBDIVISION, HALL
<br />COUNTY, NEBRASKA
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All. of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this -Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 22b.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />AppIIeable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have
<br />the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />Funds for Taxes and Insurance. At Lender's request and subject to Applicable Law, Borrower shall pay to
<br />Lender on the day periodic payments are due under the Note, until the Note is paid in full, a sum ("b'unds") for: (a)
<br />yearly taxes and assessments which may attain priority over this Security Instrument as a lien on the Property; (b)
<br />yearly leasehold payments or ground rents on the Property, if any; (c) yearly hazard or property insurance
<br />premiums; (d) yearly flood insurance premiums, if any; (e) yearly mortgage insurance premiums, if any; and (f)
<br />any sums payable by Borrower to Lender, in accordance with the provisions of the paragraph titled Mortgage
<br />~ 2004-2D09 Compliance Systems, lm. 3578-D15A - 2009.00..57
<br />Consumer Real Estate -Security Insttwnent DL2036 Page 1 of 6 www,campliancesys[ems.com
<br />rv
<br />C~
<br />C.L]
<br />Q
<br />m
<br />m
<br />C7
<br />f~/'!
<br />~-1
<br />C
<br />.~0. Sd
<br />
|