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<br /> - .�.�.� 92- �U014�
<br /> • ADJ�TSTABLE RATE RIDE�
<br /> �� ` (1 Ypr Tre�ury Inda�-ft�lt Gp�) ---
<br /> --—� - � THIS ADJUSTABt,E RATB RID�R u m�de th4�_d�y of ��@mbel ,19_�_. �LL�
<br /> uid i�Inoorporatad Inio.and eh�ll bo dumed to�nend �nd wppkment the Mortpte,Deed ot Trust, �x Saurity Deed (the "Secu�ity
<br /> -���Ya imwmmN')ot tAe wna due�ivrn bY Iho undenl��ed(the"Bortower")to�ocure eoROwer'�Ad)uuxbt�Rate Nae(the"Note")to HOME
<br /> , � FBDB �L BJWIN08• �OAN ABSOCIATION OF ORAND ISLANO NEOiIABKI�lthe"l.a�der"!ot�Ae wme data ad covariN t�e —
<br /> - o�v�*�r�+��uM securitr taFinunent via toc.►ea at:
<br /> - � 2312 W.Df.vieion Grend Ialand, NE 68803 =---
<br /> (PropenY Addrm)
<br /> -,+ -----� 'I7Ur enb co�tW�prarNlar Ylowl� fa er�I� q lua�at na wd �1 �IYI7 �
<br /> ----_-irt� P�i�t�q�TMb�Nt dw Y�Ib lYe�woM�t�r l�Itrwl tliq ew cY�N�p or tlM�/
<br /> __----°.-_� �MIMrhW�d W�nM1�1pY.
<br /> — �r.�
<br /> ADDITIONAI.COYENAN7'9.In�dditlon w tbe oovaunu ud�reauenu made ia the Sav�ity Instrument.BoROwa aad LRader �-
<br /> ��--. -—�'•�
<br /> �,;-'� funhe�ooveant�nd yroe a td14w�:
<br /> y --5`�%...�}4 . `"_____
<br /> �T=�' A, IN7'ERFIS'7'RA7'�ANp IMONTHLY PAYMENT CHANQES
<br /> ""�'-'-_1,��:, � 8.50
<br /> .._. _ The Note provida fot�n in111q1 intsrW nte of �i.Sxtlon 4 of the Nate provida Far chan�a in tM iaterat r�ta uad the
<br /> .'.--- moathlY WY�W�w folloWS:
<br /> .A��i;h�,�,;�� �....
<br /> y iM`•�.._ �—_
<br /> ,,,i�x,,,;�,,,,,_,__s , �. /NTBRESTNATE ANDlI/ONTHLYPAYMfsNT'CNANOES
<br /> ..__�'�,nmr�,::,,:.. .+�� (A) CM�p OI�Us —
<br /> Tho intaest nte 1 wiU pup may char►Qc on the fint day of Febr�Lr_y ,f 9��,and on that day every _
<br /> f VP�VP mon�ha�6era(ter.Each dne on which my intaest rate couid chu�e is called a"Chonae Date." ��`
<br /> - ;�� - l�l 7'iK Uie�c �"°'
<br /> �---� Be�innin�with�he firM�'honQe Date,my intcrat rate w{U be baud on an Index.The"Index"is the weekly averaae ykld on United S�ates ``�
<br /> . ._.�'.il:.ii'.
<br /> -�� �r.,�.- . Ttasury savriiiK adjucted t�o�comlant maturity of I year,as made avwilable by the Foderd Reserve Board.The mo�t reoent index fiQure —�
<br /> :,,�yq,r ' ~, �vaflabk a of the d�tol3 doyc before wch Chanaa D�te i�called the"Curtent Index.'•
<br /> '�s�'�p� �� It the Index Is no tangcr woilabio.�he Nae Holder wfll choae�new U�dac wbici►is ba�d uPon comparabk iatom�atba.Tha Note ��
<br /> - t�� .,�. Halder rviU�Ive me naloe oE�hi�choico.
<br /> _..
<br /> - .nF1�19r` - ._{L n'.-.
<br /> - Z� �4�� —._.
<br /> t�A j, �*�� &fore ach GhonQO D�te.the Note Holder�rill alculatc my new inurat rate by addinQ f ot�,r percent�ye
<br /> ,��.. poinu( 4_0 !ti)to Iha Currcnt Inda and rounding ro the nearat I/Bth ot 19�.subJect to the limits atated in Soctlon A(D)below.
<br /> �..�� —
<br /> ,�;; •:. -ti�[�. •.; TAb rounded�maunt wfU ba my oew iaterat rate unUl the next Chan�e DHe.
<br /> � •� The Nate Hulda wfll chen detmnine the amount oi the month!y payment that would be aufficient to rep�y in i'ull the principal 1 am `"'•'
<br /> _r�j. ' ±� �'..,�.
<br /> '1.��'r� eapected to owe on thut Chan4e Date in aubatantidly equal paymenta by the muurfty date u my new interat nte.The result ot this calculation ----
<br /> - • '�r' �vi::�::�t alU be the new�taount of my monWY WY�nt.
<br /> ID) U�Y o�IMenil R�te Cw�� ��r•
<br /> . . `t+d1�.s-, ".•:,�t:' �,
<br /> H . .� �4*_ The imerau ra�¢ 1 un rcquircd to pay at the itrst Change Date will not be greater than 10.50 �y or leu thnn �,_��''
<br /> �� _- �-5� .c.Thcreatter,my interes�ra��wi II neve.r be increaxd or dcereaaed on any sinQle Clwnge Date by more than two �
<br /> '` w__-- ,�a,�rran t pr��ry�r�t,�of interesl l have been paying ior the pracding twelvc months.The minimum interat rak on tN(a lan wlll mwet be _
<br /> ".�.�� ,.. _. o:
<br /> � ,,�, ,. ku than 6.`_'+�1 xi uid the mudmum Interat rate wiU neva be��eater than 1 3.50 y�.
<br /> � �� ' IE) �ffacU�e DHe�t�a {`
<br /> �., �-
<br /> ;�._, My new�naera�rata wiil become ef icetive on pch Change Date.l wlll pay the amount oi my new monthly payment be�innin�on the flrat
<br /> rnonthly payment date after Hx Ch�uqe Date untN ttx amount oP my monthly payment chauQa a�in. __
<br /> .n:.
<br /> x: . IFl NotinotCA�o�s
<br /> � The Note Fiulder wW mdl or deliver to me a notla beforc each Chanae Data The notia wiU advix me of: —
<br />: , +�r -` - li) ihc naw imarat race on my Ioan as of the ChanQe Date; _:-_
<br /> �-y. ' . (li) Ihe amcwnt qt my monthly paymenl followin4 the ChanQe Date; �
<br /> •'�•„ • lifi) �ny addldottul mntters which the Nde Hdder is required to diulox;and =_-
<br /> ., . � qv) iAo�ddreu of tha as+oci�don yau coWd contact re�ardina any quadons about the adJwtment noUce. _
<br /> " ��,_
<br /> . �. fNARGt1ii W�.NS =—
<br /> • � n , Unffam Covenaat d ut�he 5kcurity ini�rument is unended to read as folbws: �
<br /> , +, CM�t Ller,Borrow�R+hull pay all�oxcs,a+sessmems,and other charga,tina,and Impositions attributable to the Property which may
<br /> ° atuin�priorlty aret thlti Securiry�Inslrumenl.rnd leasehold paymenis otground rents,if any,in the manner provided under par�raph 2 hercoi k
<br /> •� a,if n�M Mld io such mam�ur,M,+Borcower making p�ymcnt,wheo due,directly to the payee thereof.Borrower shall promptly furniah Lender �
<br /> �' dl notkes of amuunt�duu wtJur th�s paragtaph,and in the even�Borrowcr shall make paymenl dircetly,Bottower shall promptly furnlsh to I
<br /> I.enJer raYfpts t��ldunciny suuh paymenis. Burrower shall promptly discharge any lien which has prioriry over tM{c Security Instrument; ! -
<br /> ° . however. BurroM�v shall�+�u 6u roquired ta discharge any such lien so Ionp u Borrower:la)shall agra In wdting to the payment of the �
<br /> . oMi�nifon u�urtd t�y w4h Ilun fn ItW manner accept uble to Lender;lb)shdl in good faith conte�t such lien by,or defend against enforcement of !�
<br /> • �� '� ewh Ilen In,Ic�al pr.xecalli�g*whwh In�he�ipinian of Lender operate to prcvent the enforccment of Ihe lien or Porfcilure of�he Property or any
<br /> pu� �he►ar�f;or Irl tihull v�curt frem the holder of:uch Ifen an apreement in a furm saiistactory�o Lender subordinaUnQ such Ilen to thi: (
<br /> .. .. til'CYflly Ifl{IfY111tl1t. t
<br /> . _ It Lradet dtletminus�hut al!�x ony pur��d�he Propeny is wbjeci to a lien which may attain a priority over�his Security Instrument,
<br /> " l ender�hallµivt li�frcmrct a nuU�e�d�uuf>�nK w�h Ilen.Borrower shall satisfy such lien or wke one or mort of the acllona sel forth above �.
<br /> • WIAfn len dry a d Ihn�ivla�of 1Ae naicc.
<br /> F
<br /> r. Noru��� :
<br /> ° Unlfurm l'ovmanl 1��M ihn tiecuN�y ImuumrnUs�mended 10 read ac f�llows:
<br /> � 11. NWkr.l�x�cpt t�x ony nut�.Y rcryu�n�under�ppllwble law to be gfren in another manner,(a)any notice to Borrowcr provided for in lhis �
<br /> ' SnurnY luurumrn�tihall br�tivrn Dy deli�enng N ur by maillnp it by flrs�dass mail lo Borrower at the Property Addras or at wch other address
<br /> a�Ik�rruwer mry dr.lyn�te hy naf�e to I.tnJer u provided hercfn,�nd Ib)any notkY to Lender shall be given by first closs mofl tu Lender's
<br /> wlJrc.�.1�uJ hueM or tu+u�h wher addre�.a�LenJer may Jesignalt by notfa�o Borrower as provided herein.Any notice provided for in this
<br /> • Snwlty Imlrumm�+hall he deem¢d Io havo bcen 4i��cn Io Borrower or Lender when Qiven In the mnnner daf4nated hereln.
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