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<br /> a�i� "?':.5t�'„. Pt ,_a �;''-,:� ���:.` __ '�� vae.er'.i�-`— __
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<br /> ,��.�R� �,9�-,�,�,,,�4�,� -�_�
<br /> ntSPAYMfiI�17'ANLIACCRUAL OFTHB F7NMICB CHARGE:�va��1 do aot ha�e� w�pa�y moro thaa tba ne�ula !�
<br /> to pnepay�4e wlab amo�uN oYVin�a yau ia lWI a wy Wro or In pan tiam dmo dme.if 1he kad�aa festitut{on that buy�my caunct caopnta Ibo finaaoa cl��e aw�'• �_-
<br /> 1 kppwt�ry(lnioce aill be tess if 1 malu aa early�aymem.�nd it wfll be highct if 1py late;l alw c►�iu tbr�ny neceswY�d�w���� �Q.�;�_
<br /> c6u�e wAI be�eQncul�my 8n�1 btll:t�Iw knaw thai iho�maunts�ho�ru an U�e rovene�ide tor Ihe Finanoe� c.�aarRe�7bW o/Hymeat�.
<br /> �biued a�t6e aa�m�pdoa tMt ro�u w10 naivo each of tbe e��ly ao iu due date:and 1 know Ihat ttum will be ro afW�d it 1 papay becauw tlr�a b �.;�:,:-_..__
<br /> v .' '.� • to reAo�d if 1 am clurQed on a d�il bacis.lf�he knding atfon doa rwl caanpute the tinu�ce chuQe dafi.aad if 1 p�ep�y�ba whob unouat yan vip iefl�od
<br /> �qu�y reAo d y
<br /> • , �,,G�+:, ta u�e l�e wrcuaed ponina of We fi�w�ce cnnge(interat)dy the�ccoumin`proceduro fcnowm a��he acuurid •�nd the u�unt ofmy ne6�oe wQl be fi�med an the -----------
<br /> �� ,.F;' se0adukd d�tei�aa amow►a ofmy ma�tblyp�y�n t and na on�Ne actua!dues�ad a��owrts ot thepe�yment�th�t l p�y to you.l kamv Uut��etUad of kss Uam SI.00 .__
<br /> wUl aat 6e 1 m�y vdwaarily qep�y ihe amount 1 owe you,in fufl or in pwt.at any Ume.I(1 m�e�putial PnWYment.l rtwa codinue w m�ko mY�K�
<br /> � �''.':; '.x�� .;� ' ',-„--
<br /> �, P�Y�� �I.lave pdd dl unounts owod.
<br /> :� � '-� , . IMPOR'tANTNOTIC8AB0UTWARRANTIEB:(�)SELLERHER8B1fDISCLAIMSALLWARRANTI�EXPRESSEDORIMPt.lEO. �" -
<br /> . , ,.,. '_:-,•;,'�:'-, ., OF NlERCMAI�i b'ABlLITY AND FlTNESS FOR A PARTICULAR PURPO$E ON AL.L OOODS AND 3 RVICES UNLElRS 8ELt.ER �� -
<br /> _.�_��. �:' „ FURNISHE8 BUYER Mf14H A SEPMRATE WRfITEN UMITED WARRANTY OR BERYICE CONTAACT�IIADE BY S'�O.LER ON ITl3 �-�-�.-._— �
<br /> .�r.. �•,'� QWN Q�1�IAI.R.t611 hmre aead.in detai:.tbe�ep�nte"LIMI7ED WARRAIYTY"whkh�ccompanics�his conpact.it eapla�m Ihe coedidons qid cfti'umsqaoe�in - - --
<br /> .�':.:�•`f)�„'!;;,�`` !-,.,` arb+ch���wil!be ieyaued or mplaad.I Wce nodce ot�he limlwtlons a►the wartanty.aad 1p�eula�d�y�ec tGat ry IM w�rtwny �,�'_:e��•
<br /> `��r �j��r''�'� whiCb 4ro�[ies y L.IMl7ED INSTA�ATIOAI Wu�7�RR�1�7'Y"which. -
<br /> ,. ..,;�:;V�' �, 'y 10 tbe gaods �sts aal �s�g s�cbe wartanry ar urvfca contnct.(c)t havo�ead.in detail.thesep�ate �r:`
<br />` `'p�,���;,;$t.�'�;�,yf��'l'f�:;; �f'm�de ooa�a�aies lhis canuact.It eup�ta' tbe condiuons and circumwnas ia which�he of tlie ' � �Idin �eceasoria.snd�une�s will be�edone.I -_- _,�
<br /> : 8r" �;�f,�,��r7M(�F ' . ��o�lim�utions on UK wanaMy.siaA 1 puticularly rccogniu ihat aq�implied warwnry w c apptles�in�iACion i�oniy.��an�as�ha w�ranry o. �1:�3ty.a��c:ta=
<br /> .. , . ' lWliFA�A1AAM11:My sob�el actuher�M��I�st�o�+o�riur�ssfp�s1�11 N II�ItM b n��1 n�Nies wid�r tMtqr�s 11 Mr WNtEO _ •W , ;,�3�Y"'�-
<br /> tMis Enib�c�.MI aclu�in�f�Mh al raNNla�u W�b s1�U M ia Uw�f dl hMq tlllts a�wIN�. ���"�
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<br /> . �1�NIY�w abd W M n tM NM I�p�� n ��4__
<br /> . � . �I I�w�h rpih,�Im wdttd kf AWo�sqt�Ww. ���r
<br /> ALL MAlI11FACNIIED NINOOM PROGUCTS AAF NOT BUARAMiEEO ABAIMST COIIOEMSITION�MOISIIlNE FOAMAll011 OA FR05L PROOUCiS AAE N01 BU�AANTEED ABIIMSf -�-
<br /> . . COAROSION IIIE?0 AOrE�SE 6lrAi1C COIIIf110NS. ��-_�.:._
<br /> .,� � W1E�.�EAO TNE tEN�ATE"111EA�LINOEO MAR�AMiY"NNICN IS A SEPAIGTE MIIIREN INSIAUMENi PEpTAININQ SOLELY TO MANUFACTIIAED/AOOIICR OF — .
<br /> 1NE NCEiERER COAIOUiION AND�INCM"LIMITEO wA�Wll►"NAS IE�M OEUrE�ED 10 fACN AESPEC1111E WrER IM CONNECiIOM�IiN TWS LLE. HCESEIIE�'S --
<br /> ._ � 11 Y�AA lMII1F0 M M R A M n A l q i N E F O A E�W N 4 P A O n 3 1 0 M S R E B A A O I M 4 C O N D E l I S A 1 1 0 M 0 0 M O i I P P L�T O S I D I N Q. -�--
<br /> • FMtIM.1M hc�slltK iqka NO pEPAESENiAiION Gi NYAAMIY OF AMI q�ID OR IIANAE�HATSGEYER.EIPRRESS OA IMPl1E0��Illl AESlECT TO �:,:�a,-_,�. ----
<br /> t� a�r s�v�s i cow.o �ur�c��r us�a�t��eancrrts�.i w�m�a m�� r�s�.n uaPi�w i:��wM��� <-�_�.. _
<br /> �. fxtan. �e�.r�t a�u.tai n,a�h�,a�h w��� m i�wa►�a n w.,a��eauMu�ci w������,u�t�tl�wuti d �;,,:•. ;
<br /> aalt�ttini d�ry Ma��ry I�ticd�r IIU strh�tM wisl�ot o�nlKs lo�ry Aap�PnM��ItaNt ol thn�tltt sntl�s,clUptic aWflas�M Uc�tiN � *�
<br /> .. . ,� �t�M�,�/nM IY�t��I a�up c M S w l lor M q U��1 s G c o M i d�L I W O� .°."'"'
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<br /> SPECIAL�ORDER COOOBs 1 know Uw you h�ve measurcd my house md'us oprnings so Uut you can nwke�he p�oducts w fit my paniculu houa and iha�he goods __f _ f :-s:
<br /> � p�Iy will no1 fit uiy aUrc�housca,w 1 knaw Uu�l I c a n n o t cAncel Ihis mntract wt an y t�me after the period of time�ivrn Ia me ny law in which ta cuicel.ARer that �_��,
<br /> kgal period of 1fine.I Icrww thu 1 have Ihe abligation to p�Y You in full the amouet owed. ��T':«�.:;..�-
<br /> C011UVI6NCBMENT OF7'IiE FINANCE CHARGEs The fiaance chnrg�(intercstl is estimated to start withln 30 days of ihe date of this conaract.except in 1he event �.r�,�,4iy-
<br /> yo�u compku Ihe insWlation of ihe Qoods ond serviccs oa uathec date.the�the finance charge linurcstl will begin to run on the date Uw�I:ign the Compkdon Certifiale. ;.,v:�_�,�y
<br /> 'ITrc�mawt of finarrce chuge linkrestl may be mdc or kss than th�a�munt dlulosed depending on�he amounts 1 p�Y You and my timeUness in rtukfnB paYmanb. -_.�_
<br /> OBLIGATIONS PF.RTAINING TO PHOI`ER7'Y INSURAI�CE AND 111Y REAL FSTKfEs i.i promise to kecp my hause in goal rcpair and kecp it iaswed Yur at ,�. , �.
<br /> I least 8096 of iu iepl�cemenl vatue by buyin$�fue and exanded cove�age insurance poUcy.71ie insurance camp�y must be appmved by you.ond the licy must iuve �
<br /> �.•y�"�"`;-= pa amounu I owe yau or to rcpWr my
<br /> i:, • - a btaeficiuy cuuse whfch wys dwt yau arc w ioc�,,i d ti�c.o Is a ioss_7h:Insutaaet compusy snust egrre tha9 it�fll n�cancel my Qolicy wit4aut uit telling yoM.1 ��`5,._—�
<br /> V��"��'��:•,''� ' autlqr{m 1he insu�na company to paY Yau ditecdy tor any lars.You can choou w use this insurance payment to eilher� y e�ry
<br /> ,i.. ,�.�,,�•. � Y P� r�r•- ...�._,
<br /> � 5� •„ � ,, � �quse.1 I�ve�he opan oi pmvidin6 P y imur+nce thmugh an existing policy or Uuough a policy independenUy ob�ainal+md Paid for b me.2.1�Iso mise�hat �%�"����
<br /> � f�t:;..� '�',� 1 wfll not dlow anyone else ta pluc any iens on my�eal estate wUhout your writun pem►isston.3.1 promise to pay all wxce.assessrtKnta and othe►clwges on my rca! r:••'�,.. •�,._.
<br /> ( ,`;�::,;,�•.,,.. est�te wlrn due.4.t pmmise to�imely m�ke aU pryments on my prior lax►s secured by my�eal esu�te.l also promise tlwt!wlll not eatcnd.rcnew ar clungep�or lo�ns
<br /> do • �`',-..
<br /> • ,,• without your w�itten permission.S.If 1 do nat ituuure my house or fullill ny olher obligalions�o my real estate.lhen y'ou wn do it for me if you want Ibul you not hove � �'`~-
<br /> �•.;M1'';•�;�1: .. w),li yau dopry any of lhese obligations far me.�ogrce�o pay you back on demand plus mtemst at�he highest lawful conuact rat�of Intercst.Until 1 pay you bxk. �:;;
<br /> ..,�f�,}�,`;,'. � �}�e unouna-wi�l ye added W my debt to you which is securcd by my n9 eswte and house.I know lhat iP you deeide 10 buy imur.uice for me Uiat y�w do not have to :•;,,�,�,,�;,
<br /> ' ob�Wo apy homeowner or liabiliry Inswance. n��
<br /> , � ',•:,!Jl%;�;`1, ',,, '?�r
<br /> MOR7�GAGBs 1 hercby g�nnt.bargain,sell,convey wid morlgage to you,a�Murtg:+gee.my mal erwte and hausc Inc�ted at my"Addrcsi'designwed on�he other slde ,{-
<br /> �`�t��'�(.- of this conttact as suunry for all amounls due to you under Ihi�Inst�llment Snles Conpr+ct. �-,.,
<br /> '''ir� DU6 ON SAI.Es If 1 sell,kase w give my hause to anyone beforc I have fully paid all I owe undtr this contrxt.You cti1 declarc all Ufat 1 owe under this contract poyab{e .t,,,.,.,�.ryx��Y;.
<br /> ��:'�:,;;t,: , u aa¢e�nd 1 o�nee m immediatelY P�Y You Ihat amounl. �' , '�.:
<br /> nd
<br /> �c�'��4 e:��� DSFAUL7:1 will be in defwlt under lhis canttac�if:1.I don't make a paymeM when due:ur 2.1 brealc any pmmise I made to you In this contmct:or 3.Somcthin�else ;fF�==
<br /> .,.,P.•�;. .',,.
<br /> ,.,:�;','=�i;,. Aaupens which causes you u+belkve in good fwith tha�1 do nnt intend la p�y you as promised:or 4.1 defaull on ury obligations fa which 1 am using my hane as collwetal: ' ; ,., �.;;u�:
<br /> .,.a,�.:;�.1, or'S Something happens to my house which thrtaum y�wt rights.if any. in it. ' ..�r,s:_ ; ; .
<br /> ''�1��.�'+�tr.; � 8 8� B ' >'�'t r��1�;
<br /> • �q_;��s<<„�, �. COLLF.C170N COS7'St If I t+m in dePaufl of Ihis conttact�nd you dertund full paymenl.1 undentt►nd�hat you ha�e Ihe nght to foieclost the mon a I have iven to t�.:•:: 3 .,..,„�'
<br /> , .�..,. , you�nd lo have my house sold w rcpay�ny art�ounu 1 mve yau.BNfine my hou;c is wld.yau wiU da all thot the luw Rquurs.1 undeRand�hat if you hi�e an allotoCy . +.i;n:.�.,•_: -
<br /> • �'°�•t�; � •r',; to auiat you in Ihe enfo�ement of your ngfiig.including!he sok of my hau�c or u lawyui4 I agn�e tu pay you for reawnable anorneys'fees and for Wl�er rctated expenses '�' ':'.•;:�; :�;,;
<br /> , ',��`�:. ` wch as rnurt costa.Htk sa�hes and money you eapen8ed to pmuct my house.if)�au a+r allowed to collec�such mm�unts by law•. '�;•.,,. :,5;.`,. "
<br /> :`:i,,; �;, w:
<br /> ' :�,,ti,-,� 07'l1ER WGH7'Ss You can choose na�o en4orce any of the righis under�his contrxe�ns oNen�g yau want widau�lusing them.Or,you can delay entarcin�ony of U�e k'�'';�.��r�.=-=
<br /> � • � �ights wld�out losing Uxm.You c�n also usi any righta now a in U�c FwuR given to you by law. °;�.�,:��•,•„ �-=-
<br /> n
<br /> „�"l pELAy$i l know Uu�you wiU use you►be.it effoAs to inswll the ralucts I am purchasing on my houx,bul l also understnnd tha�in wme situ4tions you may encounter - • ��-'
<br /> � , . delays thu ue caused by strites.weaU�er condi�ians.delays you Rave in nluaimna maunalr.or for.Hher rcuuns�hat�e beyond your conuol.1 wfll np huW you li�ble '.��'.jir{, -
<br /> •:�;�>�,.:�"�.:.
<br /> • ( -' for wch dclays. '
<br /> ' REQUFS'T FOR FIILL PAYIIENT:il I am m Jef•rul�unJer�hi.enmr.ri. �nu rrn Jcrlurc all thai I nwc undcr�hn r�minut payr6le m mxc.I agrcc lo pay you iatem�� ± r ,� �.,�
<br /> �'„., on�hat amoum al lhe ma�fmum conlrxtual rrtc a0uw�til h�lae umd ihc am�wm I uwr)nu i.paiJ.1 alw�I.n��x�hut��w ran forccln.c the mangag�1 have gnrn ro)nu. F� � �"�n,_
<br /> ��.;;''' A1tBITRA770Ns I(1 have a dispute or claim wilh yau comemiog the yranliry.yuulity ar perturmance of thc pmducts.l undersund�ha�my dis te may 6e submined ,; ,',•:;;, � •yk,,..:
<br /> �•;,..,., � '' . '�'��<'
<br /> .`' to�nd settkd acco�diag to 1he�oediation-arbitntion pogram lhat may hare develuped m my community.1�lya kt�Uut any decisiun made by an�bitrWorlsl wauld bt E•.•.. � . •, �,q�
<br /> � ,`t,;:j: enDaed In Urc coun Aaving junsdktion over me and you. �'^�,
<br /> ���. .,.. .' ..,.,�,•,
<br /> SALYAGE VAI.UEs I Icnow�dW the wmdows.woodwork.siding.brirA an J ot h er materi u ls t ha t havc�o b c rc m av e d b y you for this ins�nllaUon have IID salva�e volue. •�•., :,i._,
<br /> When you�emove tbem.you can have them for whatever purposc You wNt. ,' �;�`..•'" `
<br /> .•,�,��r; �
<br /> ;.��i�,;� SPECIAL SITUATIONSs Duc to the uniqueness ot sumc of�I►e pmdudc that}ou xll.1 wxfentand that in epe�iul Yliunti�mv yar Regiun�l Ofiitt may huvt�o rcvkw ,, ,-.�, '•
<br /> atd�ecept tlus co�tnei.1 also undersu�nd�hnt this sale occurteJ in my home and�ha�y�w and t may not ha.e Iwd all Uie comct mfornia�ion imponant to this ua��sactfon �_
<br /> ' u our tiogertips:1 give you my consent ui corml�+ny abvicwti em�n tlwt rnay Aa�e�kcutred when�he blankc in this cuntrret were compkteJ.
<br /> ' � INVALID PROVI510N3:If any qor ision nf thfs canaact�iolauc the law �nJ u unen(unrable,lhr R�t uf�hr commc�wdl be r�lid.If any put of�his conUxl rcyuires 4;:• ',:
<br /> paYmeot of mae intercst�han ihe luw permn�.drcn yiw wdl nnly havc�hc n�eM to r„I�aw�fn,m me thc amnun���f�Mere�t which�he law dlc►w�you to rnllecl.
<br /> C�MP4EfBNESS O�'fN4'3 COhTRACT:lhi�c��ntr+.t rm anh ha chanE�J d Iwah y�v rnJ 1 r�rtc m wn�in�
<br /> NoncE �
<br /> AN1f HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJBCT TO ALL CLAIMS AND D�FENSES WMICH THE
<br /> D�BTOR COULD ASSERT AfiAINST THE SELLER GF QOODS OR SERVICES OBTAINED PURSUANT HERETO OR WITH
<br /> THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT FJ(CEED AMOUNTS PAID BY THE
<br /> DEBTOR HEREUNOER.
<br /> INSUftANCE CANCEI.I.A'fIOV:(f 1 ha�e rcyunt.�1 Imu�c m�h�tipurch�k.I may �:ukcl+uch reyuest fix m+umnrc fix rny reawn withi�fifteen(1S)�ys(mm
<br /> the Jate of this cuntoct by naifying�ou or�he MdJer nf thi.conm►cl m yntmg I An.+w that Ihe rancellaunn nf m�co�erage w ill be amng�d w�th IAt inwtance cameM S►
<br /> unJ a full�efunJ u(my prcmium�el tagether wi�h rpp6rrhle fi�uMY rlwFtr N dl l��ndueJ to tAi.c�,ntr.�.�.
<br /> a��er wvrF.tr i ti.....�.uvv�f�nwra�.ro�n[hi.nurchax.(w di te.ei�e w nhm�hinq 1�11 di>.u cendiwte of mcwanre rtMxr tull�JexnMn�t the mwr.ui.e ro�eroge.
<br /> � 1 knuw lhut it Ihete n anq con�li�n m the�o�crrge�x tht I.uiguage��f tht.ertdiirtc��f mwr.u�:r and tlk t„tt�•w�ng nix�.e��t rn+p��xv imurvwr�na i�u w:c��.:�:�� .:.
<br /> tAe extent stated in 1he fullow mg N�Hi�Y of F'n,pu.ni In�uran.c I al�•lnuu th�t 1 hnr mwran:c.�„cragc nnit if 1 ha�c I+een ch:u�ted f�x it.
<br /> � � NOTICE OF PROPOSED INSURANCE
<br /> 1 ukt adice thtl cither Cm1d Lik ur CrcJrt A.ciJent anJ Ile+lth Inwtwwe.ur Mth.wdl t+e rpplital+k to Ihi.In.wllnxnt Sok.Cantrr.t on�he rc�rne,�3e onl� if
<br /> I I have chosen it by,i�tung�he reyunt(ur+uch inwem:r TAi+m�unu�e adl�ml��o�rr IAe perWm.igmng thr nyue�t a�Ihr.•��t h r r:wh t�pr uf m�uwwr+how n.
<br /> 5ub" 9 ta acaplan�ro bY the imuran.e�rompany.the mwance w ill hr rfk:tnr r.ot tafa}anJ will c�munur oelr f�n�he nwaber�,1 rtn,n�h.rtier�he�th�.me Jate equ+�
<br /> ���wmUer of munthlY pa)mtm+.1 wtiient.uhl thu thn p:utrculu�rnurur.t�me� rh4 pnnuk.•��.rmge For mj la.t tew pr�rtknt...uKf that dunnR Uut prcnuJ a,f umr I
<br /> � wJl nui lu�e any►murntfce covers�ge.All benetiN Ynd�nti�erd��,f tht�nwruM�t wdi t�pr�J tn�au ot tu a hernc�al m.uluh.�n rt u purchr.e.the Imlallment Saler Contr.wt
<br /> to�he atent of its intemis and any�halme wdl t+e pa}�blr�a mc TAe iniU�l�m�wnt uF CreJu Life In.ur,uwe i.the rm�wnt rcywr�tt tu rcQa��Ar Tutal�+f Payrtknt+.
<br /> tAercaRer the inwrurce derrcu►�by the amiwm„f rxh mnmhly pa}rant�x��+cheJulnl?0 dr�b.ni+ If 1 am r,md?abGg�ted on Ne Imt+llmtnt S�It+C'�mtrr.t w�Ih
<br /> a Co-Bu)er.nod we hsve bah+igned the rcyue�t for Cnvtit Life In.urun�-t.d.ath�eneF�,w�II IK pr�rM.��nl�with rc�pe.t ta the Fint une o1 u.�u S�e Subjevt to e�clu.n,n..
<br /> elunirulam a wa�Un�pmod stated in the mtiutoe.Y pnlfc��x.•eniflc�te.C�ed�t Ac.�drnt anJ Hc�f�h In.ur.uw��.t.,r tlx Mr�trit amaum nf 1 .4kh uf ea�h m.mtA'.pr�n�m
<br /> f.x exh Ja�that 1 am twally di+able.!due to an m�ury or•�cl�r��while I owe rm p��rtwnt t�.��w.howr�er.I unJe�tu�d that 1 h��r t��R prc�ented fn+m worAmg duc
<br /> � to such tWal divbility for ntae Ihan toun��n�141�vxi,ecup�r Ja�.hefum�Ar m.uran.c brnetit np.ud b.kl n,Ihe lint Jr}.,t m� to�.d J�wb�l�t� 1 rlso kaow 111�t 1
<br /> �yenW opt�iu�sy btsurmce tnm you ff 1+�m u�er�S vean ot yte todsr.aad t atw Ieaow tYN IMe bnnraace co�erage prnrided to me mqr�co�ldo a roa�fmum
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