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<br /> Fund� b .n.a�o�nol W a�o..d b,.�r�m.mou�.M+d�br.�d�M ni�Ud�Y• ��Y,.quY�la Bartow�'...oro�,
<br /> " �000wq wida tM I�dr�Hrl EstN�BMtqnNnt ProordurM Act M 1074 u�nMnE�d iq�n W�M to ihNb 1�U.S.O.2001 M sp.('RESPA')� _
<br /> � unt�u�nWhr I�w that�ppMw to t��FwwM s�ts �Ma�r� H w�LwiJ�m�y��t�nY W�M�o��nd hatd Fund�b�n�mount �"�—°-
<br /> not
<br /> i, • � oot W �x+oMd tM I�w amount Und�r nrY w1tnMM 1M mqwN d 1uMM dw on th�b�th d aur►NK sMp.�nd rM�awbN�d
<br /> ;` �� p�ndp�rM of lutur�Elarow It�or athwwis�In�000tdMq�wNh i�pplo�bM I�w,
<br /> t TM Fund� �hd M h�id In�n In�tlp�tlon whos�d�podt��Inwnd bY�1KJ�nl�f�aY.����Y�a�N16w�a�d�t. H
<br /> � �' .r';..��, � L.. L�nd�r is woh an InsUWllon)or in Nty f�� Flom�Lan 9p�c. L��IW appy th�Fund�to p�Y tfwl E�ow It�ns. Und�r m�y nW _ _.
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<br /> .. ° �^� �, dMry�&�rtawK tor hol�np�nd�pplyYq tM FwKN,M�u�IY�n�y�np th�Marow a000unt, a vNNyN►p tl�Hsaow ItNn�.w�Mu lwidr
<br /> �- �� .. � PoY��+'�'+ar{nt�r�st on ihe Fuads�nd RppMcebb Mw PKmI►e La�du to rtMla tuah�ohu�p�. Howeia'.I.�Ind�r nMY�In 8ortowK to g-- _- ,..
<br /> > .,�'st �i p�y� OII�tlItM C�1WQ�IOr N�Id�1�Iflt fM� MWw hU fp011hY iMY10�YNd bY LMIdN kl ODfi�1�fN1 MAIh thl{IWII�YIIIM��
<br /> ., �..,;;�„ ,: ;:° ypy provid�att�wwls�. UntMS�n�pr�nNN b m�d�or+�ppYeabw I�w nquk�Int�N to b�p�fd, lr�dK stW not b�r�quk�d to P�Y
<br /> .r 1tla .� " BOROWK Ny MItRM1 Ot M111�IIQ�0(1 UN FWI�� BtMfl�YVt YIA UII�111� �aM�II 1MI�IkIQ. h4r/01t/►� � NIt�MI �h�M b� {�d OII UN �—
<br /> '..:� .wis�" ,',e �� FWfdt. I..�IdK dNN qNY fo BMr�OMI��MAt1104t ohWQ�, �n w�ud�caounttno M iM Fundt� showin?cn�ile �nd d�bpe lo tA�Fwid�and � F.._::-r.--
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<br /> � ,�'`��. n ih� pwpow b►which Moh drbM to IM Fw�dt was nNd�. Th�Funds w pMdp�d w�ddltlarwl t�wilY;(a M wms aau�d by IhM i:' r•j,.='::--
<br /> �°.��.f. a_ �.- - - ---
<br /> .' B�QtNity{11{bY1tIQ14 __ _
<br />-;.r-..- �`''. ' . B Ih�Funds hNd by LwnMr uca�d tM �naunts pKmNt�d to M h�td by yipNabl�hw,Lqnd�1 ahqM�caunt to 8arowr far th� _--•--
<br /> aa«s Fwid� in �ooMma wkn th�n4�►NnK+tf of MpYcabM law. tl tM�maunt d t1M FundA h9id bY Undr�t any Ww b oot ------
<br /> ..�� . .::`: , wf�d�rd W pay th� E�erow M�na wMn dw. l�nd�r m�y �o aotW Botrow�b wddnp��nd in such pIM Bortow�r sh�p p�y to Lmd�r �_
<br /> � •.'���' ,t,; � th� maunt n�oawY to myn uP th�dM�naY. Borrowr rh�N m�aR thR d�A�Mno1►In nv mqr�thlln.tw�N� moMhy+W►lmNntt� a _--
<br /> ' � ::,�s�°:`;�. Undws soN ditarMlon.
<br />>�'•,� ..',. :•:..5� s Upon MMt�nt fn 1uM of W tums aaupd by th1� 3�au1tY NaUunwnt, Lendor�IwM Pro+�PtiY Mund t4 Bortowu�t►y Funds hald by
<br /> -, 5.�.�,`.,� - - lmdr, tl� untNr p�r�OnPh 21. Leo�Mr sh�N aocPiin or aeY lh�Propeity, Lendar� Pr14r to tho �cquialdon or a�te of tM Proparty. �h�N _ _.__�.
<br />'� ";:fz� ���•. „ppy�ny funda hMd by I.�ndK n ih�tina ot�epubitlon a��s�cndH apRMut tha wma�e�aurr�ri by thls S�cudty inswmw�t. ,, � :7 .
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<br />. .�, ` ,,. ;�� ,r� 3.Appllcallon of Paym�M�. unteaa �ppYaabM taw provfdss otnwwbe, ap p�ymrmta rocene,9 by LmdK und�r puaq�apha t ��_
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<br /> �„ � . ';;;'',,r+;. nd 2 thY be appNc�: i M. to �nY PreWf�^t c h u y a d ue undar th�Not�� sseond to �wunis 4�Yabt�u�dK Pu�r�Pb 2: thlyd to ,s.=�-
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<br /> . Mwst duo�tourlh.to prMioip�l du� �nd I��t,to�ny I�t�ohupa du�undK 1M NotR. �°•"'`_'
<br /> ' r.. � 4. Char�s; U�ns. Borraw�r sfuA pty ap uxa. �esa�mentt� cha►Y�a�rtnea and knpo�Nan�+�nrihut�bla to th�Prope�ty w h i c h .�.----
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<br /> ;,',�� , � owr thla 3ecurlly M�trumint��nd Iw�ohold Wiymmts a prtwnd�mts� N any. BOrr4��r�haY pay thaa obll0�tions In �dti:_::�..�-�
<br />.I', ! ' � �,�� . �,;r,:' m�Y�1Wn priwily
<br /> �,. . Iha mrinK provW�d In p�mmpnph 2. ar M not p�id In th�d mmnw, Bortow�r shaN pay tAam on Wau dfreAdy to th�prsun owed paymenL �...
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<br /> ° '�'•' ' Bortow�r �hU prampty fumish to t�nd�r�N natiew of amounb to bs pqW undw thb p�npraph., M.BarowK m�kw tha�p�ymw�t� �..'_,w�.�_"
<br />-. ,�;'' �'",�;�`r,` d�ty, Borrower�haA prompty Turt�lah to Unckr reo�lpb evidandnp the p��m+enta. =-
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<br /> f�����i�. ,. Borrow�r sMY �Asclw��ny N�n whlch h�s ovK thls Sewtiry{nsttument unlees 6oROwv: M)R9�h�4 to tM �,�*.-
<br /> . ,, :•;r�- .. --- p�y�t ot the obip�qon s�aund by iha�n in M r���i �i�ta ia Lstsdw; (b; t�nlr�in �!a i l h i h w w n b y.or dNand� a 0�i nat �_;•_`�<: `
<br /> , � . " . miorament o1 th�Itan In, Ipd Proa�edfn9s whieh In th� L�ndar'o opinlon opKap to pnvanl lh4�nSucanant at the Uen:or(o) aecures =e.-.:.-..�_.
<br /> , 1rom ihs hoWar oi tha Iian an�yrevmvnt eaUsiaotory to Under subarW�tinp the Nen to thl� 3rcurhY 3nsVUment. B Lender dat�nNaee 1MMt �'�'`'�"
<br /> ,, ..^ ' '� . �,
<br /> �� ,.;� ° " e earower a noUce - -
<br /> � �ny pWt ot tha Rop�rly is wbj�ct to a INn which rn�y �ttdn prlority over thia S�aulQr h+sh+�fi�nt, Lender m�y f�N - -�.,,
<br /> �` .. . „' Iden8ty4�y ths Nen. Barow�r shNl aNleb th�Usn or t�k�om or ewrs of ihe �atior►s set forth above vMthin t0 days oi th�qNhp ot :^_,°,•� .
<br />, . � .� noUoe. cl'`.�_`�s..;s_.
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<br /> � „ S. Hwrd or Prop�rty Insurana�. Bortowr �hall k�ep tho hqxove�nenW now edsdnp or h�wh«e�tvd an the Property �.:.�.d
<br /> ineured�ptMist b�s by flr�, h�zards Induded wRhin tha term 'exlendad covewqe'�nd sny ot�ar hazards.Induciny Aoods or Aood(np, for }�,�
<br /> wh�h Lender �equire� tnwwnca. Thla inauranae ah�p b� m�lnt�ined In the �mounta �nd fa tht P�ds ih�t LendK nqulros. Th� �Y�•.='-•�..
<br /> �-�•-��
<br /> insuranc� cvriar provldlnp Ih� insu�ancQ ah�N b� ohas�n by 8ortowor aub�e�t to Lendar'a�pprov�l whkb ah�Y not b� unrMSaubly -:ty, -�
<br /> ' withh�id. If Bonow�r hlls to mslnt�atn coveraye deawided �bovo,Lender m�y,�t Lend4r'e opUon,.obWn corraqe to protect lend«'� �''�_„
<br /> �'
<br /> ' dpMe In Ih�P►opriy In tacord�nw with piu�yraph 7. �'�%n�:��sL•-
<br /> ° ��'.., �r_i.a:..,.w�,r_
<br /> • AM Inwnuwe poAde� and renew�ls ahW be accept�W�to LendK�nd shaQ indude a sundard morty�ye dwsa. Lender�haA ha� '_"�c:.,��fr�,_
<br /> the ripht to hotd tho poNdes and renwvala. II LQnder roquh�s. Borrower shaq promPtly qfve l0 4encfor aN ra�lPls d pald prwNums and , �•, _.
<br /> � r�mw� noW�s. In ths event of bse. Bartowr sh�ll yive prortpt noUo�to the Intwanc�cwrler md L�ndK. Under may m�k�prooi of ��,�,p��;�,,;_ti�_
<br /> . b+s�II not m�de prompUy by Bortowx. �'-�- .-
<br /> j,� �.,�aa.=:
<br /> . Unless Lander �nd Borrower oth�wiee aqrav in w�iUnp. �nwranee proeaeda shell bo aPPHed to rastoratlon or repalr of tha Property fc._,j,,,.----'
<br /> i . ., • ' darn�yad, H the restoratbn a repalr Is economfca0y te�si6ta ond Lendor's secudty fa nOt IessanQd. II th� roitoa don a repak Ia nol •"';:`:
<br /> . ecq�amialy tenibM or Lender's sacurky wa+ld be lassmed, the Insurance proceeda shaY b� �pplf�d to ths aums ��cured by lhla ..:�.�.�:
<br /> 3eqNity In�bum�nt, whathar or not ihm du�.wkh �ny exce�a pdd to Borrower. N Bcxrower�bandons the Propaty,or doas not answar
<br /> .. .. wRhln 30 d�ys ■ noUee hom L�ndar that th� Inwruwe corrier has oflored to salile � diMn� thun lender may copeal thQ Inaur�nco , ,�
<br /> • pratteads, Under m�y us�the proceeds to rep�k or restorQ th�P►opeAy a to pay aume secur4d by thb S�ewly lnsfn+m�►t,whethe►w �:
<br /> , � not than duo. Th�30�d�y period wUl beyM when tha eotiee Is qNen. ' �.�'
<br /> Unlas Lend�r �nd Barowar othwwlae aprov In writiny.�nY aPPl�atlon ol proceeds to prfncipol ahaA not oxtend or poat�one 1h�dua �
<br /> date ot the monthry p�ymenis releired to In parayrapha 1 and 2 or chenpe the amount ol th� paymenta. I1 under puayraph 21 the
<br /> Prop�ty In�cquked by Lender. Borrower'a Nyht to any Insurance poYClas�nd proceads reaullinp hom d�m�ye to ihe Property pdw lo tha '
<br /> �� �cqulaltfon thaU p�se to Lander lo the exlent ot the aums secured by ihla 9acxxiry Inetnimant inmediatety prfor to the acqulefUon.
<br /> ' 6. Occupancy� Pn�nation� Maintonanco and Protactlan of thp Property; Borrowor's Losn .
<br /> AppllCatlOn; I.oawholds.BoROwer shsU oeapy, at�blish,and use ihe PropeAy as Bonower's prindpal residence wllhin aixty daya
<br /> . �Rx the execuUon ol ihis 3ecuriry Inswmant end shall conUnue to occupy the Pro�+ty as Borcower's pr(ndpal restdence lor al leaat one
<br /> ` yer�Rer th� d�ta of occupanay.uMess Under oth¢rwiee�yraea in wdtiny, whloh careant shall not be unraafonably withhetd,or unteat
<br /> � extenu�tinq dreumatuicea exist whlch are bayond Borrow�r's control. 8ortewer sheY not desUOy,dema9�o►impair ihe Properiy.allow the
<br /> Pmperty to detedorete, or commit waste on ihe F�raperty. Borrower shaY be in del�ult if any(orfaquro�ction or p�oceedh9,wh�lh�r dvY or
<br /> ..t crYr�lnd. ia beoun th�t In LEnder's 9�d laflh judqment could reauil In lorfature of thg Properry or otherwiaQ rtwterlally Imp�k Ihe Uen
<br /> � i c►a�t�d by this Securiy Inatrument or Lender'e aecudty Interest. Bortowar rnay c�ue suah s dehuh and reinstaU,aa provieeo u�pany�Pn '
<br /> � 18,by cauainq the �dlon or proceediny to be dismlased with o ruling thet, tn Lender's 9ood faNh detennlnaUon.precludes Iorlailure of tha
<br /> Baroweis Interest in tht PropeAy or other nrtaiel ImpNrment of the Ifen created by ihls Security IneWment or lender's aacurily inlerast.
<br /> Boirower ahall Nao be in ddauft if Barowar. duiin4 the Iwn �ppliaqan procosa, yare mate�ially lalaa ar Inaccurate Inlom�atbn or
<br /> � statements to landa (or f�Aed lo provlde Lender wUh my m�terl�l Inlomu�Uon) in eonnecUon wflh the �oan evidencad by the Note,
<br /> indudinq, but not Ilmlled to, re{xesent�tions conceml�g Barower'n occupanay ol Ihu Propetry aa a p�indpal rcsidence. U thia Securiry
<br /> IneWment Is on� lasahdd, Bortower a1f�U comply with e4 the provisiona of the le�ae. If Botrower acqukes iee tiUe to thQ Property. Ihe
<br /> , Ieosehoid�nd tho feQ Utle shaU not merya unlesa tha Lenda eqreea b the merqer In w►MMg,
<br /> Paqt 2 0l 5 c'orm 707�9H0
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