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2oo~o~s4~ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Se urity Instrument any Rider executed by Borrower and recorded with it. <br />NATHAN A CLEMANS Date JAMIE L CLEMANS Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by NATHAN A CL MANS and JAMIE L CLEMANS, before me <br />on September 18, 2009. In witness whereof, I hereunto set my d and, if plicable, my official seal. <br />i" <br />My commission expires: 5/10/2011 <br />CONSUMER LOAN OFFICER residing at R / <br />CONS MER LOAN OFFI <br />' Hall County, NE <br />Acting in the County of Hall, NE <br />GENERAL t~TARY - State of Nepraska <br />USA R. MAYI:R <br />Nly Comm. E~. May t0, 2011 <br />(Official ea <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE b8801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NF 68801 <br />®2004.2009 Compliance Systems, Inc. 1 HD2-2CB1 - 2009,07.355 <br />Consumer Real Estate -Security Instrument DI,2036 Page 5 oF5 <br />www.comptiancesystems. com <br />